Gold Loan Kolkata

Best Banks for Gold Loan in Kolkata:

Feature	HDFC Bank	ICICI Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

 

Gold Loan Kolkata Features:

Gold Loan Kolkata comes with the best customer service by providing a huge amount to the individuals who are short of money and willing to gratify their interim and long-lasting emergencies. It grants the loan at a feasible banking rate with a simple documentation process required for verification. It provides dedicated assistance to its clients and aids them in critical situations. The customers are required a good amount of money and advance past.

 

Gold Loan Rate Per Gram Today in Kolkata:

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4680	4290	3900	3510
10 gram	46800	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

 

Gold Loan in Kolkata Interest Rates and Charges:

Feature	Gold Loan	Processing Fee	Tenure
	Interest Rate
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
ICICI Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1%	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

 

Gold Loan in Kolkata Documents Required:

1. Two passport size photographs
2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.

Additional Documents Required for Gold Loan Kolkata

1. Income Proof: Salary Certificate and Form No.16
2. A Demand Promissory Note.
4. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
5. Certificate by the Jewel Appraiser (Bank will arrange).

Gold Loan in Kolkata Eligibility Criteria:

1. The age criteria should be 21 years or above and 60 years or below.
2. The nationality of the client must be Indian.

 

About Kolkata:

Kolkata is the capital city of the Indian state, West Bengal, located on the eastern bank of the Hooghly River. It is the heyday business and financial centre of eastern India counting to the main port of communication for the Northeastern states. Kolkata holds architectural significance by presenting diverse palaces, monuments, and temples. It is the Land of Durga Puja. Also, it is known as scientific and cultural capital because of the intellectuals like Rabindranath Tagore.

Gold Loan in Other Cities:

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