IndusInd Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

IndusInd Bank Gold Loan Key Features

IndusInd Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
IndusInd Bank Gold Loan Interest Rate 7.0% per annum
IndusInd Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
IndusInd Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
IndusInd Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
IndusInd Bank Gold Loan Repayment Tenure 3 Months to 24 Months
IndusInd Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Why IndusInd Bank Gold Loan?

IndusInd Bank is a new generation Bank which is Mumbai based. It offers commercial, transactional and electronic Banking products and services. This is a private sector Bank. Bank also provides different loans to the customers like Gold Loan, Business Loan, Education loans etc. If you going through financial crisis and need immediate funds then Apply on bookmyloans and get a Gold Loan from IndusInd bank at a very reasonable rate of interest. Loan against Gold is Gold Loan. Gold is kept for the security to prevent any money fraud. Don’t think much when you have a power of Gold with you. Instead of paying to keep it in a locker, take a loan against Gold where gold’s value will pay you and helps you in fulfilling your dreams.

 Different forms of Gold accepted by the IndusInd Bank

Gold jewelry like gold rings, gold necklace, gold earrings and gold bangles etc. Gold bars, Gold biscuits, and Gold coins are also acceptable by the IndusInd Bank. The purity of Gold must be 18karat – 22karat.

Advantages of applying for a gold loan

  1. IndusInd provides immediate funds to the customer
  2. IndusInd Bank offers a low rate of interest
  3. This Bank provides high funding to the customers
  4.  Moreover, Bank requires minimum Documentation
  5. IndusInd Bank offers INR 10,000- 10 lakhs
  6. It also provides safe and secure custody to the Gold

IndusInd Bank Credit Cards

  1. Shopping Card
  2. Cashback Card
  3. Rewards Card
  4. Travel Card
  5. Life Time Free Card
  6. Business Card
  7. Lifestyle Card
  8. Entertainment Card

Eligibility for getting Gold Loan from IndusInd Bank

Age of Applicant must be minimum of 21 years and maximum 70 years

Applicant must be Indian having a purity of gold 22 karat – 22 karat.

An Applicant must have a stable source of income to pay EMI

IndusInd Bank Gold Loan Documentation Required

  • Identity Proof: For the proof of Identity you must need documents which contain your name, address and photograph Aadhar card / Driving License / Passport / Voter ID Card – anyone.
  • Residence Proof: It is the proof of your residence like / electricity Bill / Rental Agreement / Passport / Driving License / Voter ID Card – anyone
  • Signature bearing national ID card – Driving License / Passport etc.
  • Photographs

IndusInd Bank Gold Loan Interest rate and Processing charges

IndusInd bank offers Interest rate – 7% – 15.5%

IndusInd Bank charges Processing fee – up to 1%

Maximum Loan to Gold Value the  Ratio is up to 75% in IndusInd Bank

How to Apply for  IndusInd Bank Gold Loan

There are two methods of Applying for Gold Loan ie Online or Offline. In the offline process, you have to visit the branch of IndusInd Bank for Gold Loan approval. There you have to fill the application form in which you have to provide your information needed for the sanctioning of Loan. From the filing up of an application form until the sanctioning of the loan. In the online processing, you have to go to the site, where you need to fill the application form. Immediate after this you will get a call from the customer representative of the IndusInd Bank.  They Let you know the eligibility and further process. Then they will fix your appointment with the Banker. The banker will come to your doorsteps to collect the documents. After that, you once need to visit the bank at the time of Gold submission. If you still have any doubt then you can contact banker and customer representative. They will always be available to help you otherwise visit

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%