PNB Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

PNB Gold Loan Key Features

PNB Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
PNB Gold Loan Interest Rate 7.0% per annum
PNB Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
PNB Gold Loan Processing Fee 1.50% of the Principal Loan Amount
PNB Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
PNB Gold Loan Repayment Tenure 3 Months to 24 Months
PNB Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

About Gold Loan

Gold Loan is the best way to get money in a short span. This loan is secured against Gold Ornaments. Bookmyloans.in will give you the Best PNB Gold Loan at your local place.The PNB Gold loan portfolio is the largest in India as well as all around the globe.

It is humbling to know that more than 80,000 people avail our trusted services on a daily basis.We offer Doorstep and Personalized services. Fulfill all your needs with Loan Against Gold at Lowest Interest Rates.Earn money against your gold in just 3 minutes rather than keeping it idle at home.

Why PNB Gold Loan?

With PNB gold loan services, it takes no more than a few minutes for your gold to generate cash. The simple procedure that we follow allows:

  1. Quick Disbursal – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  2. Competitive pricing – Our loan rates and charges are very attractive.

PNB Gold Loan Advantages

  1. PNB offers Gold Loan at a Low rate of interest
  2. It also offers high funding to the customers
  3. Repayment at The End of Loan Tenure is done in PNB
  4. Bank also offers easy processing to the customers
  5. Additionally, it also offers quick disbursal and instant approval
  6. It requires minimum documentation
  7. Moreover, this bank also provides safe and secure custody of the jewels
  8. It is the most trustworthy firms

Eligibility & Documents

PNB Gold Loan Document Required

  1. Proof of Identity- (Passport / Voter’s ID / Driving License/PAN Card/Aadhar Card)
  2. Signature Proof- (Passport /Driving License/Banker’s verification)
  3. Address Proof- (Ration card /Driving License/ Voter’s ID / Utility Bill (anyone within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  4. Date of Birth Proof- ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  5. Photographs- 2 passport size photographs

Please note that the loan is granted for Agricultural/Business/personal purposes. The loan amount cannot be used for purchase of Gold Coins, jewels, land or other speculative purposes

PNB Gold Loan eligibility

To apply for Gold Loan, you must be:

    1. Firstly, A citizen of India.
    2. Secondly, Gold should be of more than 10 grams.
    3. Moreover, A farmer, trader, salaried or self-employed professional, or businessman can apply for gold loan.
    4. After that, The applicant must be between 18 to 65 years.
    5. Gold should be a minimum of 18 to 22 carrots.
    6. Also, The minimum loan amount is Rs.18000.

How to apply for the Gold Loan via bookmyloans

It is very easy to apply for the Gold loan. There are basically two methods through which you can apply Gold Loan online and another is offline. In the offline process, you need to visit the branch of the bank and have to provide the correct information in the application form. Until the sanctioning of the Gold Loan, you have to visit the bank. In the online process, you need to visit the site of bookmyloans.in and have to provide information in the application form. Immediately you will get a call from the customer representative of the PNB and they will confirm some of the details from you and let you know the eligibility. Then they will fix your appointment with the banker. Banker collects the required documents. You need to visit the bank once at the time of gold deposition. If you face any problem you can contact customer representative of the bank anytime otherwise you can go through bookmyloans.in. So apply now and get instant cash back.

FAQs About Gold Loan

  1. How does Gold Loan work?

It is straightforward to understand Loan on Gold. The Banks /NBFC provide you with funds against your gold ornament. The amount depends upon the gold weight.

  1. Is gold loan secured?

Yes, it is essential to note that the loan on gold is secured. Because while taking Gold Loan, the applicant put his/her gold jewelry into the bank’s locker as collateral.

  1. What consequences can happen when you don’t repay a Gold Loan?

If an applicant is not able to return the gold loan on time, then the bank is liable to sell his gold ornaments.

  1. Is it necessary to have a co-applicant to get Gold Loan?

No, there is no need for any co-applicant to get Gold Loan.

  1. Is there any fee to pay for the Gold Loan?

It is necessary to pay the loan processing fee as well as Valuation fee.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%