Future Capital Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Future Capital Gold Loan Key Features

Future Capital Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Future Capital Gold Loan Interest Rate 7.0% per annum
Future Capital Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Future Capital Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Future Capital Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Future Capital Gold Loan Repayment Tenure 3 Months to 24 Months
Future Capital Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of the Future Capital Gold loan

  • Fiery Process: Future Capital Gold Loan is seen and managed quickly and with no issue. The credit gets went in an hour.
  • Less Documentation: The documentation cycle is fast and less, significant records are required for the Future Capital gold credit.
  • Direct System: The bank gives full straightforwardness to the customer; that is, there is no guaranteed about charges.
  • The degree of Loan: The base degree of advance that Future Capital obliges the customer is Rs. 15000. Plus, It can be not as much as Rs 10000 in like manner spaces.
  • The flourishing of Jewelry: One colossal thing to note is that the bank is subject definitely to the security of your gold. In like manner, the gold is ensured in fire security.
  • Advance Tenure: The residency of the improvement can be from 3 months to 2 years. Accordingly, You can pick according to your comforts.
  • Ideal conditions for Farmers: Future Capital bank gives some tremendous proposition for common purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
  • No Debt Burden: There can be conditions in which an up-and-comer can’t repay the improvement all out in such a case the up-and-comer won’t be under responsibilities as the bank will essentially take the embellishments.

How Much Gold Loan can I Get through Future Capital Bank Gold Loan

Future Capital Bank Gold Loan Per Gram – Updated September 2020

Updated – Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Future Capital Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Future Capital Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Future Capital Bank Gold Loan Interest Rate, Fees and Charges

Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Future Capital Bank Gold Loan

Life is flooding with deficiencies. In like manner, you may envision that money should switch up to budgetary impediments for a stunning term. For this condition, you can get a Gold Loan to fight with the cash related crisis. A gold credit is ensured about the unexpected new development. Appropriately, people with low CIBIL scores can in like manner enough piece of room this association. Future Capital Bank Gold Loan is incredibly stood isolated from other gold advances in India.

Regardless, there is a huge amount of cash related banking and non-banking affiliations that give you a gold credit, regardless, Future Capital Bank Gold Loan is viewed as the best. It is one of the most expected and solid banks in India. In like manner, It is known for its stunning cash identified with affiliations.

  • Future Capital Bank Gold Loan Interest Rate is 7.0% per annum
  • Future Capital Bank Gold Loan Per Gram is ₹ 5,268
  • Future Capital Bank Gold Loan Tenure: Up to 24 months
  • Future Capital Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Future Capital Bank Gold Loan

Future Capital Bank offers various plans identified with the Gold Loan thing which are recorded underneath:

  • Advance Against Gold – Future Capital Bank gives Gold Loan at join forces with overhauls major to fulfill anyone’s basic needs of central focuses under any conditions whether individual or ace. The gold credit is totally ensured about such advances and along these lines, the bank has no risk in ascribing them all out to the up-and-comer so it is given at an impressively more slow improvement of premium when meandered from various kinds of Loan things.
  • Advance Against Gold for Agriculture – Future Capital Bank gives Gold Loans expressly to agribusiness purposes to farmers at a momentous improvement of intensity when confined from gold advances given for various occupations. They are given astounding offers and you need to give the bank Land insistence to which you are taking the Loan.

Future Capital Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Future Capital Gold Loan EMI?

Your Future Capital Bank gold advancement can be repaid in going into three expressways.

  • Standing Instruction (SI): If you are a current record holder with  Future Capital Bank, Standing Instruction is the most trustworthy way of thinking for pay. Your EMI entire will be credited thusly towards the month’s decision to the month’s time go from the Future Capital Bank account you show.
  • Electronic Clearing Service (ECS): This program can be applied on the off chance that you have a non-Future Capital Bank record and may require your EMIs to be charged along these lines close to the farthest uttermost degrees of the month to month cycle from this record.
  • Post-Dated Checks (PDC): You can introduce post-dated EMI assessments from a non-Future Capital Bank declaration at your nearest Future Capital Bank Loan Center. Another distinction in PDCs ought to be introduced right away. It will be bewildering on the off chance that you note Post Dated Checks will be amassed non-ECS states as is typically said.

Future Capital Bank Gold Loan Contact Number

Call 9878981144 and get second help and sponsorship for your Future Capital Bank Gold Loan. You can know the best proposition on Gold Loan open from all the Future Capital Bank Branches all through the nation to profit the best strategy fitting to your necessities.

Gold Ornaments Accepted by Future Capital Bank

Gold Jewelry: For example, Gold Bangles, Gold rings, Gold anklets, Gold accessories, and so forth these are seen by Future Capital Bank for profiting a Gold Loan.

Quality: The possibility of gold ought to be between 18 Carat to 22 Carat. Any gold administering which is 24 Carat, can’t be utilized for profiting a gold credit.

Use of Future Capital Bank Gold Loan

The positive conditions ensured about by profiting the Future Capital Bank Gold Loan association can be used for two or three reasons, for instance,

  • To help the unequivocal speculation, for instance, marriage, climbing, a hint of cutting edge arranging cost packs, etc.
  • For all your prompting necessities, for instance, purchasing new deftly, making publicizing, thusly, utilizing a credit affiliation is available.
  • You can other than profit by a Gold Loan for green considerations. The bank gives lower expenses of hugeness for Gold Loans that are utilized for making or related endeavours.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About Future Capital Bank Gold Loan

  • What is Future Capital Bank Gold Loan?

Future Capital Bank outfits its peril unwilling customers with a basic hypothesis decision of fixed stores. These plans go with charming advance expenses in this manner helping examiners produce a solid corpus that can be used to meet budgetary necessities as and when they develop.

  • How can I get the Gold Loan from Future Capital Bank?

You can get Future Capital Bank Gold Loan by visiting any of the gold development commitments parts of Future Capital Bank or you can apply online with bookmyloan from the comfort of your home and get the best procedures and offers. Future Capital Bank is one of the central banks in India that gives the Gold Loan collusion.

  • What is Gold Loan Interest Rate in Future Capital Bank?

The Gold Loan Interest Rate in Future Capital Bank is 7.0% per annum.

  • How much Gold Loan can I get per gram in Future Capital Bank?

You can get Future Capital Bank Gold Loan by visiting any of the gold development commitments parts of Future Capital Bank or you can apply online with bookmyloan from the comfort of your home and get the best methodology and offers. Future Capital Bank is one of the key banks in India that gives Gold Loan association.

  • How to check Gold Loan status in Future Capital Bank?

To check your Future Capital Bank Gold Loan status you ought to just visit the Future Capital Bank Loan Status Tracker site page and fill in your nuances in the structure given. You can no uncertainties, and, or buts follow the status of your advancement from any spot and remain fortified.

  • How to calculate Gold Loan Interest in Future Capital Bank?

You can pick up capability with the vitality on your Future Capital Bank Gold Loan using EMI Calculator which gives you mindful sums subject to the information you go into the profession.

  • How to Pay Future Capital Bank Gold Loan Interest Online?

You can pay the Future Capital Bank Gold Loan premium online through net ward upon the authority Future Capital Bank advance repayment page or undeniably, you can in like way repay your Future Capital Bank Gold Loan on Paytm using you’re kept up gap system.

  • What if I can’t pay the interest on Future Capital Gold Loan for 3 months?

If you don’t pay your Future Capital Bank Gold Loan for 3 months, the bank will shape the starting to help you with exploring your pushing toward responsibility. If the part requests go unheard, a power genuine direction is sent suggesting the repayment and finish of the new unforeseen development. Defaulting on your Gold Loan achieves a decrease of your FICO evaluation other than make you zeroed in on defying true exercises by the bank including the seizure and offer of your gold.

  • How can I apply for EMI Moratorium on Future Capital Gold Loan?

You can apply for EMI Moratorium on Future Capital Bank Gold Loan now between the principle March and 31st August 2020 and must be done by appearing at the Bank customer care or visiting the nearest Future Capital Bank office.