Why Zirakpur
All About Personal Loan Zirakpur:
Instant Loan Approval
Get super fast approvals of upto Rs.25 lacs on your salaried personal loan through our online facility. No need to move from bank to bank. Just log onto our online section, fill a simple form and in just 90 seconds get an approval for your application in Personal Loan Zirakpur.
Online Account Access
Just log in with your loan account number and access whatever information you want about your loan. And get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal.
PL Documents
Personal Loan Zirakpur Documents
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Financials
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Salary slips of last 3 months Latest 2 months salary slip
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Bank Statements
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Latest 3 months salary account bank statement
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Employment Proof
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Employee ID card and visiting card
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Work experience
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Current employment
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Appointment letter / Form 16 / 1 year old salary slip
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Previous employment
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Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
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KYC
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Identity proof
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Passport / Voters ID card / Driving license / PAN card
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Address proof
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Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
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Signature proof
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Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
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Age proof
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Passport/ PAN Card / Driving license / Birth certificate
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PL Eligibility
Personal Loan Zirakpur Eligibility
You are Eligible if:
You are a Salaried professional and draw a monthly salary of Rs. 40,000 or more in:
- Delhi/NCR
- Mumbai
- Hyderabad
- Bangalore and Chennai
- Thane
OR
A monthly net salary of Rs. 35,000 or more in:
- Ahmedabad
- Pune
- Kolkata
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In Other cities, you are drawing a monthly net salary of Rs. 30,000 or more…
FAQs about Personal Loan Zirakpur:
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Are there any foreclosure and part-prepayment charges?
Yes, there are a foreclosure and part-prepayment charges.
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How do I repay the Loan?
You can repay the Loan in EMIs using ECS facility or through post-dated charges.
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What is a secure fee for an online application?
The secure fee is a charge that is compulsory to pay for the submission or processing of your application form online.
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What if I don’t pay the secure fees online?
In this case, you will lose the benefit of instant approval.
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How secure is the information provided by me?
Information provided by an applicant is wholly secured because we use state of the art security system.
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Do I have to give any security, collateral, or guarantors?
No, there is no need for any security, collateral, or guarantors.
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Is it safe to use my debit card on this site?
Yes, all transactions on our site are safe because we provide best in class security
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