Gold is a precious metal. It is used for marriage or on any special occasion, but it can also be used for investment purpose. It does not have depreciating value, and its value in coming years will increase definitely.
Gold Loan Mirganj Eligibility Criteria
The age of the applicant should lies between 18 to 70 years.
Foremost, one can apply for a gold loan who have more than 10 gm gold to invest.
The applicant must be a resident of India.
The bill of gold should be in the name of the applicant or any family member.
Documents required for Gold Loan Mirganj
Certain documents are needed to get a gold loan. These are as follows:
Identity proof: Aadhar Card, Voters Card, Driving License, Passport, Pan Card.
Residence proof: Aadhar Card, Ration Card, Bank Statement (Active), Electricity Bill of last three months on the name of the applicant/ Telephone Bill of previous three months on the name of the applicant, Passport Copy.
In Adition to that two passports sized colored photographs of the borrower.
Benefits of Gold Loan Mirganj
Firstly, it comes under a secured loan.
100% safety and security for your gold jewellery.
Enjoy liquidity anytime.
Banks do not check CIBIL scores for loan approval.
Safety of ornaments is available.
Gold Loan Mirganj Procedure
Now, you can also apply for a gold loan through online with the help of the bank’s or NBFC’s mobile application or through an official website.
First, register yourself at the website of the lender’s portal i.e., www.bookmyloans.in
Fill the details such as the quantity of gold you have with yourself, how much loan you want to approve.
After that, you should mention your contact information.
After applying for a gold loan online, you have to visit your lender’s place to avail the facility of the gold loan.
Is Gold Loan secured?
Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
First of all, www.bookmyloans.in offers a very easy process of application of the gold loan.
After that, the customer gets a good comparison of the interest rates of other banks as well.
Furthermore, the company provides the document pickup facility from your doorstep.
Mirganj is a town located in Gopalganj district in the state of Bihar, India. The population of this town was 60,000 out of which males constituted 52% of the population and females 48%, as per 2011 census report. The official language is Bhojpuri, Hindi.