Pragathi Krishna Gramin Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Pragathi Krishna Gramin Bank Gold Loan Key Features

Pragathi Krishna Gramin Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Pragathi Krishna Gramin Bank Gold Loan Interest Rate 7.0% per annum
Pragathi Krishna Gramin Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Pragathi Krishna Gramin Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Pragathi Krishna Gramin Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Pragathi Krishna Gramin Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Pragathi Krishna Gramin Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Why Pragathi Krishna Gramin Bank Gold Loan

Overcome your crises with the best possible option; Gold Loan. No need to wait so long or stand in a queue for the approval of your loan. Get instant approval and hassle free process. Available on simple documentation. So apply for Pragathi Krishna Gramin Bank Gold Loan and avail the best offers on your product.

What is Gold Loan?

Gold loan is a secured loan, as the loan is given by the banks against gold security. Banks furnish borrowers with this loan by keeping gold ornaments and coins, which is returned back to the loan borrower upon the loan sum that is due.The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments. Many go for the fulfillment of their short term goal through gold loans, such as their child’s education, marriage or other family problems. Step ahead to BookMyLoans to grab the best offer on Pragathi Krishna Gramin Bank Gold Loan

Advantages of taking Gold loan:-

  • Easy and Hassel-free Process
  • Approval in 30 minutes
  • Simple Documentation
  • Dedicated Assistance
  • No salary certificate or credit card history is required
  • Lowest Interest Rate

Pragathi Krishna Gramin Bank Gold Loan Interest Rate:

  • Generally, gold loan is available at the interest rate of 11.5% to 14.5%
  • ROI for tenure less than 1 year is also available at 1%
  • Processing fees equal to 2000
  • The borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay a complete borrowed amount in a single shot

Eligibility & Documents

Check Your Eligibility:

    • Age: 21 years and above
    • Profession: Anybody with stable source of income including: Bank’s Employees, Pensioners

Documents

      1. Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
      2. Address Proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
      3. Signature Proof ( Passport/ PAN Card/Banker’s verification/ cheque).
      4. 2 passport size photographs

Know about the terms and conditions:

      1. Foreclosure Charges- Ccarges that are to be paid when the loan is closed before the tenure is completed.
      2. foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
      3. So foreclosure charges after 6 months are 0.
      4. Charges for late payment of loan Amount
      5. 2% p.a. as penal interest over and above the applicable rate of interest.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%