Plot Loan

Personal Loan @ 10.50%

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Plot loan

A legal agreement in which a person borrows money to buy property (such as a house) and pays back the money over a period of years
We offer a host of  Plot Loan options that suits your needs with advantages like simplified documentation, usage of tablet and smartphones, getting a Plot loan has become very easy.

Benefits

  • Huge range of product to choose from
  • Guidance throughout the process, making Plot buying hassle free
  • Doorstep service at your comfort
  • Simple documentation
  • Flexible repayment options
  • Insurance options for Plot loan at attractive premium

Plot Loan Eligibility

Salaried Individuals

Individuals in permanent service in the Government or reputed companies meet our Plot Loan eligibility criteria.Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.

Professionals

Professionals (ie  doctors, engineers, dentists, architects, chartered accountants,company secretary, management consultants only) can apply.
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our  loan criteria.

Self Employed Individuals

Any individual filing income tax returns can apply.Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Plot Loan Documents

For self employed professionals and Self employed non professionals

  • Application form with photograph duly signed.
  • Identity, residence and age proof.
  • Last 6 months bank statements.
  • Last 3 months Salary-slips
  • Processing fee cheque.
  • Bussiness profile for self employed non professionals only.
  • Education qualification certificate and proof of business existence.
  • Last 3 years Income Tax Returns with computation of Income.
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account.

For Salaried employees

  • Application form with photograph duly signed.
  • Identity, residence and age proof.
  • Last 6 months bank statements
  • Last 3 months Salary-slips
  • Processing fee cheque.
  • Form 16 / Income Tax Returns