All about Personal Loan Nellore
Are you looking for an instant personal loan in Nellore?
Be sure to check out all the details mentioned down below and apply with bookmyloans.in to get a fair deal on personal loans Nellore.
CATEGORY Lowest Interest Rates Processing Fee Tenure of Loan Amount of Loan Part Prepayment Charges Allowed after 1 EMI. 2% Allowed after 1 EMI. 2% Pre-closure Charges Allowed after 1 EMI. 4% Allowed after 1 EMI. 4%
Digital Application Credit Range Dependable Tailored and Flexible Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards. Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement. SALARIED: Last 3 months’ salary slip, last 6 months’ bank account statement showing salary credit and Last 1-2 years Form 16. SELF-EMPLOYED: Income Tax Returns of at least 3 years. PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate.
Make sure you check your eligibility criteria. Income SALARIED: A net salary of minimum Rs.15,000/-* per month. SELF-EMPLOYED: Turnover of at least 20-25 lakhs, more or less. Minimum education Stability Job Stability SALARIED: Minimum work experience of one year is required. SELF-EMPLOYED: Company should be registered for 3 years minimum. Credit score *varies from city to city
1. Are there any foreclosure and part-prepayment charges? Yes. 2. How do I repay the Loan? You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges. 3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online? The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval. 4. How secure is the information provided by me? It is secure. 5. Do I have to give any security? No 6. Bad Cibil. defaulter. Can I apply? Yes. We will check your case and guide accordingly.
*Not from Nellore? Or looking for a specific bank? or private finance providers We’ve got you covered! Find below links to private and public banks and finance providers plus major cities offering personal loans.Interest Rates
What are the lowest interest rates and fees on personal loans in Nellore?
SALARIED
SELF-EMPLOYED
11.99%
14.00%
1.50% to 3%
Up to 2% of loan amount
24-60 months
12-48 months
Rs.1 Lakh-Rs.25 Lakh
Rs.5 Lakh- Rs.30 Lakh
Benefits and Features
There are many reasons why you should think about getting your personal loan Nellore in online.
Online application from the comfort of home.
Rs.50,000 to Rs. 50,00,000 based on your income and other factors.
Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset.
Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society.
Documentation
What do I need to get personal loan in Nellore?Now, the list below shows options for documents:
Identity proof
Residential Proof
Income Proof
Age Proof
Eligibility Criteria
Am I eligible to apply for Personal Loan Nellore?
The applicant should be a Graduate.
Moreover, applicant should be living in a city for at least one year.
Maintain a credit score of 750 or more. As a good CIBIL improves your application.
FAQs
Nellore