All about Personal Loan Gurgaon
Do you live in Gurgaon and need a personal loan?
Be sure to check out all the details mentioned down below and apply with bookmyloans.in to get a fair deal on personal loans.
You want to consider the rate of interest coupled with other fees
CATEGORY |
SALARIED | SELF-EMPLOYED |
Interest Rates |
11.99% | 14.00% |
Processing Fee |
1.50% to 3% | Up to 2% of loan amount |
Tenure of Loan |
24-60 months | 12-48 months |
Amount of Loan |
Rs.1 Lakh-Rs.25 Lakh | Rs.5 Lakh- Rs.30 Lakh |
Part Prepayment Charges |
Allowed after 1 EMI. 2% |
Allowed after 1 EMI. 2% |
Pre-closure Charges |
Allowed after 1 EMI. 4% |
Allowed after 1 EMI. 4% |
What are the reasons to get your personal loan Gurgaon in online?
Digital Application |
Online application from the comfort of home. |
Credit Range |
Rs.50,000 to Rs. 50,00,000 based on your income and other factors. |
Dependable |
Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset. |
Tailored and Flexible |
Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society. |
What are the documents required for personal loan in Gurgaon?
Identity proof |
Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards. |
Residential Proof |
Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement. |
Income Proof |
SALARIED: Last 3 months’ salary slip, last 6 months’ bank account statement showing salary credit and Last 1-2 years Form 16. SELF-EMPLOYED: Income Tax Returns of at least 3 years. |
Age Proof |
PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate. |
Make sure to check eligibility criteria Personal Loan Gurgaon.
Income |
SALARIED: A net salary of minimum Rs.20,000/-* per month. SELF-EMPLOYED: Turnover of at least 20-25 lakhs, more or less. |
Minimum education |
The applicant should be a Graduate. |
Stability |
Moreover, applicant should be living in a city for at least one year. |
Job Stability |
SALARIED: Minimum work experience of one year is required. SELF-EMPLOYED: Company should be registered for 3 years minimum. |
Credit score |
Maintain a credit score of 750 or more. As a good CIBIL improves your application. |
*varies from city to city
FAQs
1. Are there any foreclosure and part-prepayment charges? |
Yes. |
2. How do I repay the Loan? |
You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges. |
3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online? |
The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval. |
4. How secure is the information provided by me? |
It is secure. |
5. Do I have to give any security? |
No |
6. I am a one-time defaulter with a bad CIBIL. Can I still apply? |
Yes. We will analyse your case and guide accordingly. |
Gurgaon (Gurugram)
Credit demand is generally higher in such cities as people have to maintain a certain standard of living and affordability. Get instant loan by banks or private loan providers with quick disbursement.
*Not from Gurgaon? Or looking for a specific bank? We’ve got you covered!
Find below links to major banks and cities offering personal loans.