Personal Loan Gurgaon

All about Personal Loan Gurgaon

 

Do you live in Gurgaon and need a personal loan? Personal Loan Gurgaon

Be sure to check out all the details mentioned down below and apply with bookmyloans.in to get a fair deal on personal loans.

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You want to consider the rate of interest coupled with other fees


CATEGORY

SALARIED SELF-EMPLOYED

Interest Rates

11.99% 14.00%

Processing Fee

1.50% to 3% Up to 2% of loan amount

Tenure of Loan

24-60 months 12-48 months

Amount of Loan

Rs.1 Lakh-Rs.25 Lakh Rs.5 Lakh- Rs.30 Lakh

Part Prepayment 

Charges

Allowed after 1 EMI.

2%

Allowed after 1 EMI. 

2%


Pre-closure

Charges

Allowed after 1 EMI.

4%

Allowed after 1 EMI.

4%

What are the reasons to get your personal loan Gurgaon in online?

 

Digital Application 

Online application from the comfort of home. 

Credit Range

Rs.50,000 to Rs. 50,00,000 based on your income and other factors.

Dependable

Quick money in hand can play the most important part in your life. Fortunately, no security is required. Hence, you do not have to worry about any asset.

Tailored and Flexible

Additionally, banks allows for schemes whereby they bring in all segments of the socio-economic society.

What are the documents required for personal loan in Gurgaon?

Identity proof  

Passport, PAN Card, Aadhaar card, Voter ID, Driving license or Government issued Identity cards. 

Residential Proof  

Passport, Driving License, Voter ID card, utility bills such as Electricity/ Telephone/ Mobile bill, bank statement (not more than 3 months old) or similarly a Leave and License agreement.

Income Proof  

 SALARIED: Last 3 months’ salary slip, last 6 months’ bank  account statement showing salary credit and Last 1-2 years  Form 16.   

 SELF-EMPLOYED: Income Tax Returns of at least 3 years.

Age Proof  

PAN card, Passport, Driving License, Voter ID, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate.

Make sure to check eligibility criteria Personal Loan Gurgaon.

Income

SALARIED: A net salary of minimum Rs.20,000/-* per month.

SELF-EMPLOYED: Turnover of at least 20-25 lakhs, more or less.

Minimum education

The applicant should be a Graduate.

Stability

Moreover, applicant should be living in a city for at least one year.

Job Stability

SALARIED: Minimum work experience of one year is required.

SELF-EMPLOYED: Company should be registered for 3 years minimum.

Credit score

Maintain a credit score of 750 or more. As a good CIBIL improves your application.

*varies from city to city

FAQs

 1. Are there any foreclosure and part-prepayment charges?

 Yes. 

2. How do I repay the Loan?  

You can pay through E.M.I.s using Electronic Clearance Service. Also through post-dated charges.

3. What is a secure fee for an online application? Also, what if I don’t pay the secure fees online?

The secure fee is a charge for the submission or processing of your application. In response to the second part, you lose the benefit of instant approval.

4. How secure is the information provided by me? 

 It is secure.

5. Do I have to give any security?

 No

6. I am a one-time defaulter with a bad CIBIL. Can I still apply?

 Yes. We will analyse your case and guide accordingly.

Gurgaon (Gurugram)

Credit demand is generally higher in such cities as people have to maintain a certain standard of living and affordability. Get instant loan by banks or private loan providers with quick disbursement.

*Not from Gurgaon? Or looking for a specific bank? We’ve got you covered!

Find below links to major banks and cities offering personal loans.