Personal Loan Assonora
Need a personal loan for a child’s education or marriage or any other personal issues. Well, you are in the right place. Personal Loan Assonora is available to your doorstep with secure repayment options and reasonable rates.
Moreover, personal loan Assonora is easy to apply, and it is used for multi-purpose. Also, this loan will cater your every financial need. So, what are you thinking? Apply for Personal loan Assonora.
Eligibility criteria for Personal Loan Assonora
A personal loan is available to only a salaried employee or a Self Employed applicant. Moreover, you also need to complete the following requirements:
1. Firstly the applicant should be 21 years in salaried case person. In the case of self-employed minimum age is 25 years.
2. The applicant must be a citizen or permanent resident of India.
3. In case of a salaried applicant, the maximum age is 60 years at the time of maturity and 65 years for the self-employed applicant.
4. After this, the applicant should be having the minimum Credit Score 700.
5. One must have a rigid source of income.
6. If the applicant is salaried s/he should be getting the salary in his bank account.
7. Also, the monthly income of the salaried applicant should be Rs. 18000 minimum.
8. For self-employed applicants ITR of Rs. 2.5 Lacs should be paid at least for the last three years.
Personal Loan Assonora Documentation
1. Firstly, you need 2 colored passport size photographs.
2. Also, you need to show some documents for identity proof, Residential proof and Income proof.
3. For Identity and Residential Proof, PAN card or Aadhar card or Voter Id card or Driving license or Passport are required. One of these documents can be presented as proof.
4. Furthermore, Income Proof is to be given like any bank statement or your salary slips of the last 6 months. For a self-employed, you need to add your income tax return statement of the previous 3 years.
Personal Loan Assonora Interest Rates
Generally, the rate is 10.75% p.a. of personal loan. However, it changes with time due to factors like the amount of loan, bank, etc.
Pre-closure Charges
Personal Loans helps the applicant to get benefits of Pre-closure facility, but it involves some penalty charges. Usually, banks may charge between 0-2%.
Tenure of Personal Loan Assonora
Tenure of the personal loan is quite flexible, which makes the loan more convenient while selecting the tenure of the loan. The applicants can choose from 1 year to 5 years.
Methods of Repayment
There are various methods of repayment in Personal loan:
Term Loan- In this method, the customer pays to the bank per month interest rate, and in the end, also he will pay the principal amount.
Overdraft- Overdraft product provides the customer to pay only for the used loan amount for that particular time of the loan.
EMI- EMI in which the bank makes the installment of a part of interest rate and principal after which the customer need to pay it per month.
Features of the Personal Loan Assonora
• The applicant can apply for a Personal Loan through online within 2 minutes. However, the Personal Loan is also available in offline mode as well, but the online process is hassle-free.
You can visit our website, www.bookmyloans.in.
Personal Loan is an unsecured loan, which means it does not involve any collateral asset. Applicants get the loan amount based on his income or salary.
• Moreover, a personal loan provides a very flexible tenure.
• It takes less than 30 minutes to get the approval of Personal Loan if the applicant is eligible.
Where can the Personal Loan amount be used?
The personal Loan amount is for multiple uses. But still, the reasons are to be specified.
Medical – You never know when you need financial resources for health-related issues. Personal Loan is the best option to get financial aid in such situations.
Vacations – Everybody wants to have fun and go on Vacations. But this can cost you very much. So in this scenario, the personal loan provides you with aid.
Wedding – a personal loan can be used for wedding occasions. Weddings are big occasions which involve a massive amount of funds. For this purpose, a personal loan can boost you up.
Education –Personal Loan can help you to have quality education for yourself or your loved one in no time.
Besides the above stated, the Personal Loan can be used for many more purposes. It’s totally based on the applicant’s will.
About Assonora
Assonora is a village located in North Goa. Also, Bardez is the nearest town to Assonora.