Best Banks for Gold Loan in Srinagar
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Srinagar Features
No cash in hand? Don’t fear, the facility for Gold Loan is available for you. This mortgage is secured with minimal documents. This mortgage gets permissible in forty-eight hours while the verification manner is done.
To take a Gold Loan, the candidate has to have an operative deliver of monetary gain and holds a green credit score antiquity. And there aren’t any limitations at the employee’s remuneration to use for the
Gold mortgage. The candidate might be capable of using this gold mortgage at any time and from anyplace.
Gold Loan in Srinagar is a secured mortgage that has simplified to the clients at low-fee interest rates.
Gold Loan Rate Per Gram Today in Srinagar
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
||||
Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Srinagar Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Srinagar Documents Required
- Proof of Address:- Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & Est. License/Sales Tax record.
- Identity Proof:- Passport’s Copy/ Voter’s ID card/Aadhaar card/ Driving License.
- And two passport length photos
- Signature Proof:- Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan in Srinagar
- Certificate via way of means of the Ornament Evaluator (Bank gets that for the candidate).
- Property Proof: In the example of Farming Loan of greater than Rs.1 lac. Then the evidence isn’t obligatory for related agronomy purposes.
- Proof of Income: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Srinagar Eligibility Criteria
- The loan borrower must be a citizen of India
- The minimal age which Bank need for the gold loan of the candidate is 21 years and most as much as 60 years.
Gold Loan Srinagar Agent and Contact Number
Bookmyloans is the number one agent for availing Gold Loan in Srinagar. You can observe online at BookmyLoans or deliver a name at 9878981144 and get speedy help and provision for Gold Loan in Srinagar. Bookmyloans will assist you to discover the most excellent choice of Banks and NBFCs via way of means of imparting you with an in-depth marketplace in assessment to unique banks so you could make the particular preference accordingly.
Visit the legit internet site of Bookmyloans and fill a form which is given there along with your private and employment info. Our consumer dating officers get in contact with you soon.
Pre Calculated EMI Table for Gold Loan Srinagar
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Srinagar
Srinagar is the beautiful and largest city and the capital of India’s union territory of J&K. It lies in the Kashmir Valley on the banks of Jhelum River, a tributary of the Indus, and Dal and Anchar lakes. This city is well-known for its natural environment, gardens, waterfronts and houseboats. It is also known for its traditional Kashmiri handicrafts like Kashmir shawls and also dried fruits. It is the northernmost city of India with over one million population.
Gold Loan in other Cities
Gold Loan in other Cities |
|
| Gold Loan Delhi | Gold Loan Mumbai |
| Gold Loan Ahmedabad | Gold Loan Kolkata |
| Gold Loan Hyderabad | |
| Gold Loan Bangalore | Gold Loan Chennai |