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Gold Loan Sirhind

Gold Loan @ 7%

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All about Gold Loan Sirhind:


Why wait ? when you can get a loan sanction in just 45 minutes. Attractive Interest rates and lower EMI. Apply now and get unmatchable offers and benefits.


What is Gold Loan?

The loan that is given against gold, is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments.. Many go for the fulfillment of their short term goal through gold loans, such as their child’s education, marriage or other family problems. Many think that instead of keeping it idle at home or in a locker, the gold loan is the best option.Gold Loan Sirhind

Advantages of taking Gold loan:-
west Interest Rate

Interest Rate for Gold Loan Sirhind:

  • Generally gold loan is available at the interest rate of 11.5% to 14.5%
  • ROI for tenure less than 1 year is also available at 1%
  • Processing fees equals to 2000
  • Borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay complete borrowed amount in a single shot

Eligibility & Documents

Check Your Eligibility for Gold Loan Sirhind:

    • Age: 21 years and above
    • Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners

Documents required for Gold Loan Sirhind:

      • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
      • Address proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
      • Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque).
      • 2 passport size photographs

Know about the terms and conditions for Gold loan Sirhind:

      • Foreclosure Charges- charges that are to be paid when the loan is closed before the tenure is completed.
      • foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
      • So foreclosure charges after 6 months are 0.
      • Charges for late payment of loan Amount
      • 2% p.a. as penal interest over and above the applicable rate of interest.

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