Gold Loan Ludhiana

Gold Loan @ 7%

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Best Banks for Gold Loan in Ludhiana :

Feature

HDFC Bank

ICICI Bank

Muthoot Finance

Interest Rate

9.90%

10.50%

12%

Min Loan Amt

Metro : 25000, Non : 15000

25000

15000

Max Loan Amt

1 Cr

1 Cr

1 Cr

Loan Tenure

3 months to 24 months

9 months to 24 months

1 month to 24 months

Processing Fee

0.25% to 1.50% of the Loan Amt

0.25% to 1.50%

Nil

Preclosure Chgs

2%, Nil foreclosure charges after 3 months

2%, Nil foreclosure charges after 9 months

Nil

Overdraft Facility

Yes

Yes

Yes

Pay Only Interest Facility

Yes

Yes

Yes

Gold Rate Per Gram

2500

2600

2700*

 

Gold Loan Ludhiana

Gold Loan Ludhiana Features:

Gold Loan Ludhiana gives financing help to the individuals suffering from the lack of money and urgently needs cash for funding their personal and professional requirements. It helped them in getting the money in return for the gold ornaments. The borrowers are required to go through some document verification process and the loan is quickly approved.

Gold Loan Rate Per Gram Today in Ludhiana :

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

24 Carat

Gold Purity

22 Carat

Gold Purity

20 Carat

Gold Purity

18 Carat

1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

 

Gold Loan in Ludhiana Interest Rates and Charges:

Feature

Gold Loan

Processing Fee

Tenure

Interest Rate

HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1% 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 

Gold Loan in Ludhiana Documents Required:

  1. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  3. 2 passport size photographs.
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Additional Documents Required for Gold Loan Ludhiana

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income Proof: Salary Certificate and Form No.16
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. A Demand Promissory Note.

Gold Loan in Ludhiana Eligibility Criteria:

  1. The candidate should be an Indian citizen
  2. The age of the candidate should vary like less than or 60 years and more than or 21 years.

Gold Loan Ludhiana Agent and Contact Number:

Apply online at bookmyloans or give a call at 9878981144. BookMyLoans is the important representative for availing Gold Loan in Ludhiana.

BookMyLoans provides you assistance in finding good options for Banks and NBFCs. Go to the BookMyLoans website and fill in your personal and employment details. Our relationship managers will soon get in touch with you.

Call 9878981144 and get immediate assistance and approval for Gold Loan in Ludhiana.

Pre Calculated EMI Table for Gold Loan Ludhiana:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

About Ludhiana :

Ludhiana is the city in Punjab that stands on the former bank of the Sutlej River. Ludhiana is derived from the members ruling the Lodhi Dynasty. Significantly, the city is famous for hosiery manufacturing, besides, cotton textiles, manufacturing of agricultural goods, and steel are economically important.

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