Best Banks for Gold Loan in Dhanbad
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan in Dhanbad Features
Are you running short out of currency? Don’t worry, the facility for Gold Loan is accessible for you. This loan is secured with minimum documents. This loan can get permissible in forty-eight hours once the verification procedure is finished.
To take a Gold Loan, the candidate has got to have an operative provide of economic advantage and holds economic credit antiquity. And there are not any boundaries on the employee’s remuneration to use for the Gold loan. A candidate is ready to use this gold loan at any time and from anywhere.
Gold Loan in Dhanbad could be a secured loan that has simplified to the customers at inexpensive interest rates.
Gold Loan Rate Per Gram Today in Dhanbad
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Dhanbad Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Dhanbad Documents Required
1. Address Proof: Ration card/ phonephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & EST. License/Sales Tax record.
2. Identity Proof: Passport’s Copy/ Voter’s ID card/Aadhaar card/ driver’s license.
3. and a couple of passport size photos
4. Signature Proof: Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan in Dhanbad
1. Certificate by the Ornament authority (Bank can get that for a candidate).
2. Property Proof: within the instance of Farming Loan of over Rs.1 lac. Then the proof isn’t obligatory for joined scientific discipline functions.
3. Proof of financial gain: Income Record and kind No.16
4. A speech act Letter.
Gold Loan in Dhanbad Eligibility Criteria
1. The person ought to be national of India
2. The minimum age that Bank needs of the candidate are 21 years and most up to 60 years.
Gold Loan in Dhanbad Agent and Contact Number
Bookmyloans is the primary agent for availing Gold Loan in Dhanbad. You will be able to apply online at BookmyLoans or provides a get in 9878981144 and acquire fast help and provision for Gold Loan in Dhanbad.
Bookmyloans can assist you in searching out the best choice of Banks and NBFCs by providing you with an in-depth market in analysis to totally different banks so you will be able to create the proper selection consequently.
Visit the official web site of Bookmyloans and fill a form that is given there along with your personal and employment data. Our consumer’s relationship officers can get in grips with you before long.
Pre Calculated EMI Table for Gold Loan in Dhanbad
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Dhanbad
Dhanbad is the 2nd most populated city in the Indian state of Jharkhand. Dhanbad ranked a position of 33rd largest city in India and ranked 42nd most considerable million and urban accumulation in India. It has been ranked a position 94th among 111 cities for the Ease of Living Index and is the 96th fastest growing urban area of the World by the City Mayors.
Dhanbad shares its land borders with the Paschim Bardhaman, West Bengal. Dhanbad is also called Coal Capital of India for housing one of the largest coal mines of India. Indian School of Mines (now IIT), the prestigious institute is also situated in Dhanbad.
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