Gold Loan Darla

Gold Loan @ 7%

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About Gold Loan Darla

Gold loan is one of the oldest forms of a loan which is now being offered by financial institutions or banks at a higher level. Anyone having gold can take a loan from banks or financial institutions. When you approach a bank for the purpose of gold loan, firstly they evaluate the value of gold based on the market price and its purity. After evaluation, the lender offers the loan amount to the customer, which is usually 60% of the amount of gold.

Gold loan Darla Interest Rate

Gold loan is available at very easy rates of interest because it comes under the category of secured loans. So the interest rates are less than that of a personal loan or home loans. The interest rate of gold loan on an average is 10.75% per annum and up to 25% per annum. Various banks, financial institutions, or NBFC provide different interest rates to different customers.

Gold Loan Darla Eligibility Criteria

Firstly, the applicant should lie between 18 to 70 years of age group.

Foremost, the applicant who has more than 10 gm gold to invest can apply for gold loan.

The applicant must be a resident of India.

The bill of gold, which is to be pledged, should be in the name of the applicant or any family member.

Documents required for Gold Loan Darla

Certain documents are needed to get a gold loan. These are as follows:

IDENTITY PROOF: Aadhar Card, Voters Card, Driving License, Passport, Pan Card of a borrower.

RESIDENCE PROOF: Aadhar Card, Ration Card, Bank Statement (ACTIVE), Electricity Bill of last three months on the name of the applicant,  Telephone Bill of previous three months on the name of the applicant, Passport Copy of a borrower.

Two copies of Photographs of the borrower.

Interest rate of Gold Loan Darla

Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%

Benefits of Gold Loan Darla

Firstly, it comes under a secured loan.

Banks do not check CIBIL scores for loan approval.

Access gold loan from anywhere, anytime.

Free insurance cover for your gold.

Easy documentation, instant approval, convenient 24X7 online repayment.

Hassle-free, paper-less transaction from your mobile device.

Free safe custody for your precious gold.

No hidden charges, fully transparent.

Gold Loan procedure

Nowadays, you can also apply for a gold loan through online with the help of the bank’s or NBFC’s mobile application or through an official website.

Visit the website www.bookmyloans.in

Register yourself at the website of lender’s portal. Fill the details such as the quantity of gold you have with yourself, how much loan you want to approve.

After that, you should mention your contact information.

After applying for a gold loan online borrower have to visit lender’s place to enjoy the facility of loan.

Is Gold Loan secured

Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the customers put their gold ornaments into the bank’s locker as security or as collateral. If the customer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

Why bookmyloans.in

First of all, www.bookmyloans.in offers a straightforward process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, the company provides the document pickup facility from your doorstep.

About Darla

Darla is a Village in Solan District of Himachal Pradesh State, India. It is located 46 KM 31 KM from State capital Shimla. Here, the local language is Hindi. The total population is 728.