Gold loan Chandigarh

Best Banks for Gold Loan in Chandigarh :

Feature	HDFC Bank	ICICI Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

 

Gold Loan Chandigarh Features:

Our life has many obstacles and the thought one to erase is the economic crisis. Gold Loan Chandigarh suffices its clients with the unbelievable and pleasing financial service that grants you the money in exchange for gold to make use of the gold embellishments in a proper way. You are enforced to bring necessary reports with you to the bank for the approval and disbursal of the loan quickly and readily.

Gold Loan Rate Per Gram Today in Chandigarh :

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4680	4290	3900	3510
10 gram	46800	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

 

Gold Loan in Chandigarh Interest Rates and Charges:

Feature	Gold Loan	Processing Fee	Tenure
	Interest Rate
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
ICICI Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1%	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

 

Gold Loan in Chandigarh Documents Required:

1. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
3. Two passport size photographs
4. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Additional Documents Required for Gold Loan Chandigarh

1. A Demand Promissory Note.
2. Certificate by the Jewel Appraiser (Bank will arrange).
3. Income Proof: Salary Certificate and Form No.16
4. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Gold Loan in Chandigarh Eligibility Criteria:

1. An applicant’s age must vary from 21 years to 60 years not less or more than that respectively.
2. The applicant must be a citizen of India.

 

About Chandigarh:

Chandigarh is the capital city of Punjab and Haryana. It is surrounded by the north, south, and west of Punjab and east of Haryana. It consists of less population and has a well-developed infrastructure. Pharmaceuticals, electrical appliances, and ceramic plumbing fixtures are the popular industries in Chandigarh. The city provides numerous health and recreation facilities.

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