Best Banks for Gold Loan in Amritsar
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan in Amritsar Features
Are you running short out of currency? Don’t be afraid, service for Gold Loan is available for you. This loan is secured with minimum documents. This loan will get permissible in 2 days when the verification process is done.
To take a Gold Loan, the candidate has to have an operative supply of financial advantage and holds efficient credit antiquity. And there are no such boundaries on the employee’s remuneration to apply for the Gold loan. The candidate will be able to use this facility of gold loan from any place.
Gold Loan in Amritsar is a secured loan that has simplified to the consumers at cheap interest rates.
Gold Loan Rate Per Gram Today in Amritsar
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Amritsar Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Amritsar Documents Required
- Address Proof:- Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & Est. License/Sales Tax record.
- Identity Proof:- Passport’s Copy/ Voter’s ID card/Aadhaar card/ Driving License.
- two passport size photos
- Signature Proof:- Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan in Amritsar
- Certificate by the Ornament Evaluator (Bank will get that for a candidate).
- Property Proof: In the instance of Farming Loan of more than Rs.1 lac. Then the proof is not mandatory for linked agronomy purposes.
- Proof of Income: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Amritsar Eligibility Criteria
- The aspirant should be a resident of India
- The minimum age which Bank requires of the candidate is 21 years and maximum up to 60 years.
Gold Loan in Amritsar Agent and Contact Number
Bookmyloans is the primary agent for availing Gold Loan in Amritsar. You can apply online at BookmyLoans or give a call at 9878981144 and get rapid assistance and provision for Gold Loan in Amritsar.
Bookmyloans will help you to find the optimal selection of Banks and NBFCs by offering you with a detailed market in evaluation to different banks so that you can make the correct choice.
Visit the official website of Bookmyloans and fill a form which is given there with your personal and employment info. Our client relationship executives will get in touch with you soon.
Pre Calculated EMI Table for Gold Loan in Amritsar
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Amritsar
Amritsar is also known as Ramdaspur and colloquially as Ambarsar, is the second-most populous city in the Indian state of Punjab. The city is the administrative headquarters of the Amritsar district and is located in the Majha region of Punjab.
Gold Loan in other Cities
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|
| Gold Loan Delhi | Gold Loan Mumbai |
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| Gold Loan Hyderabad | |
| Gold Loan Bangalore | Gold Loan Chennai |