Dhanlaxmi Bank Gold Loan Key Features
| Dhanlaxmi Bank Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Dhanlaxmi Bank Gold Loan Interest Rate | 7.0% per annum |
| Dhanlaxmi Bank Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,268 |
| Dhanlaxmi Bank Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Dhanlaxmi Bank Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Dhanlaxmi Bank Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Dhanlaxmi Bank Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of the Dhanlaxmi Bank Gold loan
- Brisk Process: Dhanlaxmi Bank Gold Loan is recognized and overseen quickly and with no issue. The credit gets went in an hour.
- Fewer Documents: The documentation cycle is expeditious and less, fundamental records are required for the Dhanlaxmi Bank gold credit.
- Direct System: The bank gives full straightforwardness to the customer; that is, there are no made sure about charges.
- The degree of Loan: The base degree of advance that Dhanlaxmi Bank obliges the customer is Rs. 15000. Moreover, It can be not as much as Rs 10000 in like manner domains.
- The prospering of Jewelry: One gigantic thing to note is that the bank is subject undoubtedly to the security of your gold. In like manner, the gold is ensured in fire security.
- Advance Tenure: The residency of the improvement can be from 3 months to 2 years. Along these lines, You can pick according to your comforts.
- Ideal conditions for Farmers: Dhanlaxmi bank gives some significant suggestions for rustic purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
- No Debt Burden: There can be conditions in which an up-and-comer can’t repay the improvement all out in such a case the up-and-comer won’t be under obligations as the bank will simply take the embellishments.
How Much Gold Loan can I Get through Dhanlaxmi Bank Gold Loan
Dhanlaxmi Bank Gold Loan Per Gram – Updated September 2020
| Updated – Gold Loan Per Gram Rate | ||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Dhanlaxmi Bank Gold Loan Eligibility
18-70 years of age Salaried, Self-Employed Minimum 18 Carats
Age
Nationality
Indian
Employment Status
Gold Quality
Dhanlaxmi Bank Gold Loan Documents Required
Photographs
2 Passport Size
Identity Proof
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)
Dhanlaxmi Bank Gold Loan Interest Rate, Fees and Charges
1.50% of the Principal Loan Amount 2%+GST (Within 3 Months), 0 (After 3 months) Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs 2% p.a. + Applicable rate of interest.
Gold Loan Interest Rate
7.00% per annum
Processing Fee
Prepayment/Foreclosure Charges
Valuation Fee
Late Repayment Charges
Renewal Processing Fees
Rs 350 + GST
About Dhanlaxmi Bank Gold Loan
Life is flooding with inadequacies. Accordingly, you may envision that money ought to change up to financial obstructions for a stunning term. For this condition, you can get a Gold Loan to fight with the cash related crisis. A gold credit is ensured about the unforeseen development. Appropriately, people with low CIBIL scores can in like manner enough piece of space this affiliation. Dhanlaxmi Bank Gold Loan is shockingly stood apart from other gold advances in India.
Regardless, there is a lot of cash related banking and non-banking affiliations that give you a gold credit, in any case, Dhanlaxmi Bank Gold Loan is viewed as the best. It is one of the most expected and solid banks in India. In like manner, It is known for its stunning cash identified with affiliations.
- Dhanlaxmi Bank Gold Loan Interest Rate is 7.0% per annum
- Dhanlaxmi Bank Gold Loan Per Gram is ₹ 5,268
- Dhanlaxmi Bank Gold Loan Tenure: Up to 24 months
- Dhanlaxmi Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Dhanlaxmi Bank Gold Loan
Dhanlaxmi Bank offers various plans identified with the Gold Loan thing which are recorded underneath:
- Advance Against Gold – Dhanlaxmi Bank gives Gold Loan at associating with improvements essential to fulfill anyone’s basic need of central focuses under any conditions whether individual or expert. The gold credit is totally ensured about such advances and in this way, the bank has no threat in ascribing the total to the up-and-comer so it is given at an even more lazy improvement of premium when meandered from various types of Loan things.
- Advance Against Gold for Agriculture – Dhanlaxmi Bank gives Gold Loans expressly to agribusiness purposes to farmers at a phenomenal improvement of intensity when isolated from gold advances given for various occupations. They are given surprising offers and you need to give the bank Land confirmation to which you are taking the Loan.
Dhanlaxmi Bank Gold Loan EMI Calculator
Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00%
17008
8652
4477
3088
8.00%
17058
8699
4523
3134
8.50%
17082
8722
4546
3157
9.00%
17107
8745
4568
3180
9.50%
17131
8678
4591
3203
10.00%
17156
8791
4614
3227
10.50%
17181
8815
4637
3250
11.00%
17205
8838
4661
3274
11.50%
17230
8861
4684
3298
12.00%
17254
8885
4707
3321
12.50%
17279
8908
4731
3345
13.00%
17304
8932
4754
3369
13.50%
17329
8955
4778
3393
14.00%
17354
8979
4801
3418
14.50%
17378
9002
4825
3442
15.00%
17403
9026
4845
3466
How to Pay Your Dhanlaxmi Gold Loan EMI?
Your Dhanlaxmi Bank gold headway can be repaid in going in three specific ways.
- Standing Instruction (SI): If you are a current record holder with Dhanlaxmi Bank, Standing Instruction is the most reliable methodology for pay. Your EMI entire will be ascribed in this way towards the month’s decision to the month’s time go from the Dhanlaxmi Bank account you show.
- Electronic Clearing Service (ECS): This program can be applied on the off chance that you have a non-Dhanlaxmi Bank record and may require your EMIs to be charged consequently close to the farthest uttermost scopes of the month to month cycle from this record.
- Post-Dated Checks (PDC): You can introduce post-dated EMI assessments from a non-Dhanlaxmi Bank declaration at your nearest Dhanlaxmi Bank Loan Center. Another change of PDCs ought to be introduced right away. It will be remarkable on the off chance that you note Post Dated Checks will be amassed non-ECS states as is commonly said.
Dhanlaxmi Bank Gold Loan Contact Number
Call 9878981144 and get second help and backing for your Dhanlaxmi Bank Gold Loan. You can know the best recommendation on Gold Loan accessible from all the Dhanlaxmi Bank Branches all through the nation to profit the best strategy fitting to your necessities.
Gold Ornaments Accepted by Dhanlaxmi Bank
Gold Jewelry: For example, Gold Bangles, Gold rings, Gold anklets, Gold neckbands, and so forth these are perceived by Dhanlaxmi Bank for profiting a Gold Loan.
Quality: The possibility of gold ought to be between 18 Carat to 22 Carat. Any gold overseeing which is 24 Carat, can’t be utilized for profiting a gold credit.
Use of Dhanlaxmi Bank Gold Loan
The positive conditions ensured about by profiting the Dhanlaxmi Bank Gold Loan affiliation can be used for a few reasons, for instance,
- To help the unequivocal theory, for instance, marriage, climbing, a bit of forefront preparing cost bundles, etc.
- For all your impelling necessities, for instance, purchasing new deftly, making publicizing, thus., utilizing a credit affiliation is available.
- You can other than profit by a Gold Loan for green contemplations. The bank gives lower expenses of vitality for Gold Loans that are utilized for making or related endeavours.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.00% – 14.50% |
|
| 7.00% – 16.10% | |
| Muthoot Finance Gold Loan |
7.00% – 24.00% |
| 7.00% – 17.00% | |
| Manappuram Gold Loan |
7.00% – 26.00% |
| 7.00% – 15.99% | |
| Bank of India Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| IIFL Gold Loan |
7.00% – 12.00% |
| 7.00% – 14.65% | |
|
7.00% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.00% – 10.45% |
| 7.00% – 15.75% | |
| PNB Gold Loan |
7.00% – 11.75% |
| 7.00% – 26% | |
| SBI Gold Loan |
7.00% – 15.99% |
| 7.00% – 15.99% | |
| UCO Bank Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| Syndicate Bank Gold Loan |
7.00% – 12.00% |
FAQs About Dhanlaxmi Bank Gold Loan
- What is Dhanlaxmi Bank Gold Loan?
Understand the maximum capacity of your gold decorations without exchanging it with our moment gold advance. You can profit by the adaptable instalment alternatives, appealing loan costs, and the affirmation of the most extreme security for your resources.
- How can I get the Gold Loan from Dhanlaxmi Bank?
You can get Dhanlaxmi Bank Gold Loan by visiting any of the gold progression duties parts of Dhanlaxmi Bank or you can apply online with bookmyloan from the comfort of your home and get the best methodologies and offers. Dhanlaxmi Bank is one of the main banks in India that gives Gold Loan affiliation.
- What is Gold Loan Interest Rate in Dhanlaxmi Bank?
The Gold Loan Interest Rate in Dhanlaxmi Bank is 7.0% per annum.
- How much Gold Loan can I get per gram in Dhanlaxmi Bank?
The per gram Gold Loan in Dhanlaxmi Bank that you can get depends on the perfection of your gold. Dhanlaxmi Bank sees gold of perfection between 18 carats to 22 carats to give a Gold Loan. You would have the option to profit up to ₹ 5,268 for every gram in Dena Bank Gold Loan.
- How to check Gold Loan status in Dhanlaxmi Bank?
To check your Dhanlaxmi Bank Gold Loan status you ought to just visit the Dhanlaxmi Bank Loan Status Tracker site page and fill in your nuances in the structure given. You can without a doubt follow the status of your headway from wherever and remain reinforced.
- How to calculate Gold Loan Interest in Dhanlaxmi Bank?
You can learn the enthusiasm on your Dhanlaxmi Bank Gold Loan using EMI Calculator which gives you wary aggregates subject to the information you go into the specialist.
- How to Pay Dhanlaxmi Bank Gold Loan Interest Online?
You can pay the Dhanlaxmi Bank Gold Loan premium online through net dependent upon the authority Dhanlaxmi Bank advance repayment page or clearly, you can in like way repay your Dhanlaxmi Bank Gold Loan on Paytm using your maintained gap system.
- What if I can’t pay the interest on Dhanlaxmi Gold Loan for 3 months?
If you don’t pay your Dhanlaxmi Bank Gold Loan for 3 months, the bank will shape the starting to help you with inspecting your approaching obligation. If the part requests go unheard, a power genuine advice is sent referring to the repayment and finish of the new development. Defaulting on your Gold Loan achieves a decrease of your FICO assessment besides make you zeroed in on facing certifiable exercises by the bank including the seizure and offer of your gold.
- How can I apply for EMI Moratorium on Dhanlaxmi Gold Loan?
You can apply for EMI Moratorium on Dhanlaxmi Bank Gold Loan now between the first March and 31st August 2020 and must be done by appearing at the Bank customer care or visiting the nearest Dhanlaxmi Bank office.