Dhanlaxmi Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Dhanlaxmi Bank Gold Loan Key Features

Dhanlaxmi Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Dhanlaxmi Bank Gold Loan Interest Rate 7.0% per annum
Dhanlaxmi Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Dhanlaxmi Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Dhanlaxmi Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Dhanlaxmi Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Dhanlaxmi Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of the Dhanlaxmi Bank Gold loan

  • Brisk Process: Dhanlaxmi Bank Gold Loan is recognized and overseen quickly and with no issue. The credit gets went in an hour.
  • Fewer Documents: The documentation cycle is expeditious and less, fundamental records are required for the Dhanlaxmi Bank gold credit.
  • Direct System: The bank gives full straightforwardness to the customer; that is, there are no made sure about charges.
  • The degree of Loan: The base degree of advance that Dhanlaxmi  Bank obliges the customer is Rs. 15000. Moreover, It can be not as much as Rs 10000 in like manner domains.
  • The prospering of Jewelry: One gigantic thing to note is that the bank is subject undoubtedly to the security of your gold. In like manner, the gold is ensured in fire security.
  • Advance Tenure: The residency of the improvement can be from 3 months to 2 years. Along these lines, You can pick according to your comforts.
  • Ideal conditions for Farmers: Dhanlaxmi bank gives some significant suggestions for rustic purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
  • No Debt Burden: There can be conditions in which an up-and-comer can’t repay the improvement all out in such a case the up-and-comer won’t be under obligations as the bank will simply take the embellishments.

How Much Gold Loan can I Get through Dhanlaxmi Bank Gold Loan

Dhanlaxmi Bank Gold Loan Per Gram – Updated September 2020

Updated – Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Dhanlaxmi Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Dhanlaxmi Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Dhanlaxmi Bank Gold Loan Interest Rate, Fees and Charges

Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Dhanlaxmi Bank Gold Loan

Life is flooding with inadequacies. Accordingly, you may envision that money ought to change up to financial obstructions for a stunning term. For this condition, you can get a Gold Loan to fight with the cash related crisis. A gold credit is ensured about the unforeseen development. Appropriately, people with low CIBIL scores can in like manner enough piece of space this affiliation. Dhanlaxmi Bank Gold Loan is shockingly stood apart from other gold advances in India.

Regardless, there is a lot of cash related banking and non-banking affiliations that give you a gold credit, in any case,  Dhanlaxmi Bank Gold Loan is viewed as the best. It is one of the most expected and solid banks in India. In like manner, It is known for its stunning cash identified with affiliations.

  • Dhanlaxmi Bank Gold Loan Interest Rate is 7.0% per annum
  • Dhanlaxmi Bank Gold Loan Per Gram is ₹ 5,268
  • Dhanlaxmi Bank Gold Loan Tenure: Up to 24 months
  • Dhanlaxmi Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Dhanlaxmi Bank Gold Loan

Dhanlaxmi  Bank offers various plans identified with the Gold Loan thing which are recorded underneath:

  • Advance Against Gold – Dhanlaxmi  Bank gives Gold Loan at associating with improvements essential to fulfill anyone’s basic need of central focuses under any conditions whether individual or expert. The gold credit is totally ensured about such advances and in this way, the bank has no threat in ascribing the total to the up-and-comer so it is given at an even more lazy improvement of premium when meandered from various types of Loan things.
  • Advance Against Gold for Agriculture – Dhanlaxmi Bank gives Gold Loans expressly to agribusiness purposes to farmers at a phenomenal improvement of intensity when isolated from gold advances given for various occupations. They are given surprising offers and you need to give the bank Land confirmation to which you are taking the Loan.

Dhanlaxmi Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Dhanlaxmi Gold Loan EMI?

Your Dhanlaxmi Bank gold headway can be repaid in going in three specific ways.

  • Standing Instruction (SI): If you are a current record holder with Dhanlaxmi Bank, Standing Instruction is the most reliable methodology for pay. Your EMI entire will be ascribed in this way towards the month’s decision to the month’s time go from the Dhanlaxmi Bank account you show.
  • Electronic Clearing Service (ECS): This program can be applied on the off chance that you have a non-Dhanlaxmi Bank record and may require your EMIs to be charged consequently close to the farthest uttermost scopes of the month to month cycle from this record.
  • Post-Dated Checks (PDC): You can introduce post-dated EMI assessments from a non-Dhanlaxmi Bank declaration at your nearest Dhanlaxmi Bank Loan Center. Another change of PDCs ought to be introduced right away. It will be remarkable on the off chance that you note Post Dated Checks will be amassed non-ECS states as is commonly said.

Dhanlaxmi Bank Gold Loan Contact Number

Call 9878981144 and get second help and backing for your Dhanlaxmi Bank Gold Loan. You can know the best recommendation on Gold Loan accessible from all the Dhanlaxmi Bank Branches all through the nation to profit the best strategy fitting to your necessities.

Gold Ornaments Accepted by Dhanlaxmi Bank

Gold Jewelry: For example, Gold Bangles, Gold rings, Gold anklets, Gold neckbands, and so forth these are perceived by Dhanlaxmi Bank for profiting a Gold Loan.

Quality: The possibility of gold ought to be between 18 Carat to 22 Carat. Any gold overseeing which is 24 Carat, can’t be utilized for profiting a gold credit.

Use of  Dhanlaxmi Bank Gold Loan

The positive conditions ensured about by profiting the Dhanlaxmi Bank Gold Loan affiliation can be used for a few reasons, for instance,

  • To help the unequivocal theory, for instance, marriage, climbing, a bit of forefront preparing cost bundles, etc.
  • For all your impelling necessities, for instance, purchasing new deftly, making publicizing, thus., utilizing a credit affiliation is available.
  • You can other than profit by a Gold Loan for green contemplations. The bank gives lower expenses of vitality for Gold Loans that are utilized for making or related endeavours.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About  Dhanlaxmi Bank Gold Loan

  • What is Dhanlaxmi Bank Gold Loan?

Understand the maximum capacity of your gold decorations without exchanging it with our moment gold advance. You can profit by the adaptable instalment alternatives, appealing loan costs, and the affirmation of the most extreme security for your resources.

  • How can I get the Gold Loan from Dhanlaxmi Bank?

You can get Dhanlaxmi Bank Gold Loan by visiting any of the gold progression duties parts of Dhanlaxmi Bank or you can apply online with bookmyloan from the comfort of your home and get the best methodologies and offers. Dhanlaxmi Bank is one of the main banks in India that gives Gold Loan affiliation.

  • What is Gold Loan Interest Rate in Dhanlaxmi Bank?

The Gold Loan Interest Rate in Dhanlaxmi Bank is 7.0% per annum.

  • How much Gold Loan can I get per gram in Dhanlaxmi Bank?

The per gram Gold Loan in Dhanlaxmi Bank that you can get depends on the perfection of your gold. Dhanlaxmi Bank sees gold of perfection between 18 carats to 22 carats to give a Gold Loan. You would have the option to profit up to ₹ 5,268 for every gram in Dena Bank Gold Loan.

  • How to check Gold Loan status in Dhanlaxmi Bank?

To check your Dhanlaxmi Bank Gold Loan status you ought to just visit the Dhanlaxmi Bank Loan Status Tracker site page and fill in your nuances in the structure given. You can without a doubt follow the status of your headway from wherever and remain reinforced.

  • How to calculate Gold Loan Interest in Dhanlaxmi Bank?

You can learn the enthusiasm on your Dhanlaxmi Bank Gold Loan using  EMI Calculator which gives you wary aggregates subject to the information you go into the specialist.

  • How to Pay Dhanlaxmi Bank Gold Loan Interest Online?

You can pay the Dhanlaxmi Bank Gold Loan premium online through net dependent upon the authority Dhanlaxmi Bank advance repayment page or clearly, you can in like way repay your Dhanlaxmi Bank Gold Loan on Paytm using your maintained gap system.

  • What if I can’t pay the interest on Dhanlaxmi Gold Loan for 3 months?

If you don’t pay your Dhanlaxmi Bank Gold Loan for 3 months, the bank will shape the starting to help you with inspecting your approaching obligation. If the part requests go unheard, a power genuine advice is sent referring to the repayment and finish of the new development. Defaulting on your Gold Loan achieves a decrease of your FICO assessment besides make you zeroed in on facing certifiable exercises by the bank including the seizure and offer of your gold.

  • How can I apply for EMI Moratorium on Dhanlaxmi Gold Loan?

You can apply for EMI Moratorium on Dhanlaxmi Bank Gold Loan now between the first March and 31st August 2020 and must be done by appearing at the Bank customer care or visiting the nearest Dhanlaxmi Bank office.