Dena Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Dena Bank Gold Loan Key Features

Dena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Dena Bank Gold Loan Interest Rate 7.0% per annum
Dena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Dena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Dena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Dena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Dena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of the Dena Bank Gold loan

  • Quick Process: Dena Bank Gold Loan is acknowledged and managed rapidly and with no issue. The credit gets went in 60 minutes.
  • Fewer Documents: The documentation cycle is prompt and less, essential records are required for the Dena Bank gold credit.
  • Direct System: The bank gives full straightforwardness to the client; that is, there are no secured charges.
  • The extent of Loan: The base extent of advance that Dena Bank accommodates the client is Rs. 15000. Likewise, It can be not as much as Rs 10000 in common territories.
  • The flourishing of Jewelry: One enormous thing to note is that the bank is subject without a doubt for the security of your gold. In like way, the gold is protected in fire security.
  • Advance Tenure: The residency of the improvement can be from 3 months to 2 years. In this way, You can pick as per your solaces.
  • Ideal conditions for Farmers: Dena bank gives some noteworthy recommendations for rural purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
  • No Debt Burden: There can be conditions in which an up-and-comer can’t reimburse the improvement total in such a case the up-and-comer won’t be under duties as the bank will just take the embellishments.
  • No Income limits: There are no obstructions on the compensation or pay of the candidate; in this way, anybody with any remuneration outrage can benefit a gold credit

How Much Gold Loan can I Get through Dena Bank Gold Loan

Dena Bank Gold Loan Per Gram – Updated September 2020

Updated – Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Dena Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Dena Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Dena Bank Gold Loan Interest Rate, Fees and Charges

Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Dena Bank Gold Loan

Life is flooding with shortcomings. As such, you may anticipate that cash should alter up to monetary deterrents for an amazing term. For this condition, you can get a Gold Loan to battle with the money related emergency. A gold credit is guaranteed about the turn of events. Accordingly, individuals with low CIBIL scores can in like way enough bit of leeway this association. Dena Bank Gold Loan is sensationally stood out from other gold advances in India.

In any case, there is a great deal of money related banking and non-banking affiliations that give you a gold credit, in any case, Dena Bank Gold Loan is considered the best. It is one of the most assumed and reliable banks in India. In like way, It is known for its amazing money related to associations.

  • Dena Bank Gold Loan Interest Rate is 7.0% per annum
  • Dena Bank Gold Loan Per Gram is ₹ 5,268
  • Dena Bank Gold Loan Tenure: Up to 24 months
  • Dena Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Dena Bank Gold Loan

Dena Bank offers different plans related to the Gold Loan thing which are recorded underneath:

  • Advance Against Gold – Dena Bank gives Gold Loan at connecting with developments basic to satisfy anybody’s fundamental need of focal points under any conditions whether individual or ace. The gold credit is completely guaranteed about the sort of advances and thusly, the bank has no danger in attributing the aggregate to the up-and-comer so it is given at an all the more sluggish development of premium when wandered from different kinds of Loan things.
  • Advance Against Gold for Agriculture – Dena Bank gives Gold Loans explicitly to agribusiness purposes to ranchers at an excellent development of fervour when separated from gold advances given for different occupations. They are given astounding offers and you have to give the bank Land verification to which you are taking the Loan.

Dena Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Dena Gold Loan EMI?

Your Dena Bank gold advancement can be reimbursed in going in three particular ways.

  • Standing Instruction (SI): If you are a current record holder with Dena Bank, Standing Instruction is the most dependable procedure for pay. Your EMI whole will be attributed thusly towards the month’s conclusion to the month’s time range from the Dena Bank account you show.
  • Electronic Clearing Service (ECS): This program can be applied in case you have a non- Dena Bank record and may require your EMIs to be charged subsequently near the uttermost furthest reaches of the month to month cycle from this record.
  • Post-Dated Checks (PDC): You can present post-dated EMI examinations from a non-Dena Bank announcement at your closest Dena Bank Loan Center. Another transformation of PDCs should be presented immediately. It will be extraordinary if you note Post Dated Checks will be assembled non-ECS states as they say.

Dena Bank Gold Loan Contact Number

Call 9878981144 and get second assistance and support for your Dena Bank Gold Loan. You can know the best proposition on Gold Loan available from all the Dena Bank Branches all through the country to benefit the best course of action fitting to your necessities.

Gold Ornaments Accepted by Dena Bank

Gold Jewelry: For instance, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc these are recognized by DCB Bank for benefitting a Gold Loan.

Quality: The idea of gold should be between 18 Carat to 22 Carat. Any gold managing which is 24 Carat, can’t be used for benefitting a gold credit.

Use of Dena Bank Gold Loan

The favourable circumstances made sure about by benefitting the Dena Bank Gold Loan association can be utilized for several reasons, for example,

  • To support the unequivocal hypothesis, for example, marriage, climbing, a touch of cutting edge training cost parcels, and so forth.
  • For all your propelling necessities, for example, buying new deftly, making publicizing, and so., using a loan association is accessible.
  • You can other than benefit by a Gold Loan for green thoughts. The bank gives lower costs of energy for Gold Loans that are used for creating or related undertakings.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About Dena Bank Gold Loan

  • What is Dena Bank Gold Loan?

Dena Bank Gold Loan is a credit against a gold plan that accompanies the most extreme financing of 75% of the absolute market estimation of your gold. The advance sum can be utilized for all your own and business needs

  • How can I get the Gold Loan from Dena Bank?

You can get Dena Bank Gold Loan by visiting any of the gold advancement responsibilities parts of Dena Bank or you can apply online with bookmyloan from the solace of your home and get the best approaches and offers. Dena Bank is one of the chief banks in India that gives Gold Loan association.

  • What is Gold Loan Interest Rate in Dena Bank?

The Gold Loan Interest Rate in Dena Bank is 7.0% per annum.

  • How much Gold Loan can I get per gram in Dena Bank?

The per gram Gold Loan in Dena Bank that you can get relies on the faultlessness of your gold. Dena Bank perceives gold of flawlessness between 18 carats to 22 carats to give a Gold Loan. You would be able to benefit up to ₹ 5,268 for each gram in Dena Bank Gold Loan.

  • How to check Gold Loan status in Dena Bank?

To check your Dena Bank Gold Loan status you should simply visit the Dena Bank Loan Status Tracker site page and fill in your subtleties in the structure given. You can undoubtedly follow the status of your advancement from any place and stay strengthened.

  • How to calculate Gold Loan Interest in Dena Bank?

You can ascertain the fervour on your Dena Bank Gold Loan utilizing EMI Calculator which gives you cautious totals dependent on the data you go into the investigator.

  • How to Pay Dena Bank Gold Loan Interest Online?

You can pay the Dena Bank Gold Loan premium online through net contingent on the authority Dena Bank advance reimbursement page or obviously, you can in like way reimburse your Dena Bank Gold Loan on Paytm utilizing your upheld divide framework.

  • What if I can’t pay the interest on Dena Gold Loan for 3 months?

In the event that you don’t pay your Dena Bank Gold Loan for 3 months, the bank will shape the beginning to assist you with reviewing your forthcoming responsibility. In the event that the part demands go unheard, a force veritable admonition is sent referencing the reimbursement and finish of the turn of events. Defaulting on your Gold Loan accomplishes a reduction of your FICO examination furthermore makes you focused on confronting genuine activities by the bank including the seizure and offer of your gold.

  • How can I apply for EMI Moratorium on Dena Gold Loan?

You can apply for EMI Moratorium on Dena Bank Gold Loan now between first March and 31st August 2020 and must be finished by showing up at the Bank client care or visiting the closest Dena Bank office.