Dena Bank Gold Loan Key Features
| Dena Bank Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Dena Bank Gold Loan Interest Rate | 7.0% per annum |
| Dena Bank Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,268 |
| Dena Bank Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Dena Bank Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Dena Bank Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Dena Bank Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of the Dena Bank Gold loan
- Quick Process: Dena Bank Gold Loan is acknowledged and managed rapidly and with no issue. The credit gets went in 60 minutes.
- Fewer Documents: The documentation cycle is prompt and less, essential records are required for the Dena Bank gold credit.
- Direct System: The bank gives full straightforwardness to the client; that is, there are no secured charges.
- The extent of Loan: The base extent of advance that Dena Bank accommodates the client is Rs. 15000. Likewise, It can be not as much as Rs 10000 in common territories.
- The flourishing of Jewelry: One enormous thing to note is that the bank is subject without a doubt for the security of your gold. In like way, the gold is protected in fire security.
- Advance Tenure: The residency of the improvement can be from 3 months to 2 years. In this way, You can pick as per your solaces.
- Ideal conditions for Farmers: Dena bank gives some noteworthy recommendations for rural purposes. That is, the bank offers a slight low Gold credit financing cost for a Gold improvement for agrarian use.
- No Debt Burden: There can be conditions in which an up-and-comer can’t reimburse the improvement total in such a case the up-and-comer won’t be under duties as the bank will just take the embellishments.
- No Income limits: There are no obstructions on the compensation or pay of the candidate; in this way, anybody with any remuneration outrage can benefit a gold credit
How Much Gold Loan can I Get through Dena Bank Gold Loan
Dena Bank Gold Loan Per Gram – Updated September 2020
| Updated – Gold Loan Per Gram Rate | ||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Dena Bank Gold Loan Eligibility
18-70 years of age Salaried, Self-Employed Minimum 18 Carats
Age
Nationality
Indian
Employment Status
Gold Quality
Dena Bank Gold Loan Documents Required
Photographs
2 Passport Size
Identity Proof
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)
Dena Bank Gold Loan Interest Rate, Fees and Charges
1.50% of the Principal Loan Amount 2%+GST (Within 3 Months), 0 (After 3 months) Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs 2% p.a. + Applicable rate of interest.
Gold Loan Interest Rate
7.00% per annum
Processing Fee
Prepayment/Foreclosure Charges
Valuation Fee
Late Repayment Charges
Renewal Processing Fees
Rs 350 + GST
About Dena Bank Gold Loan
Life is flooding with shortcomings. As such, you may anticipate that cash should alter up to monetary deterrents for an amazing term. For this condition, you can get a Gold Loan to battle with the money related emergency. A gold credit is guaranteed about the turn of events. Accordingly, individuals with low CIBIL scores can in like way enough bit of leeway this association. Dena Bank Gold Loan is sensationally stood out from other gold advances in India.
In any case, there is a great deal of money related banking and non-banking affiliations that give you a gold credit, in any case, Dena Bank Gold Loan is considered the best. It is one of the most assumed and reliable banks in India. In like way, It is known for its amazing money related to associations.
- Dena Bank Gold Loan Interest Rate is 7.0% per annum
- Dena Bank Gold Loan Per Gram is ₹ 5,268
- Dena Bank Gold Loan Tenure: Up to 24 months
- Dena Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Dena Bank Gold Loan
Dena Bank offers different plans related to the Gold Loan thing which are recorded underneath:
- Advance Against Gold – Dena Bank gives Gold Loan at connecting with developments basic to satisfy anybody’s fundamental need of focal points under any conditions whether individual or ace. The gold credit is completely guaranteed about the sort of advances and thusly, the bank has no danger in attributing the aggregate to the up-and-comer so it is given at an all the more sluggish development of premium when wandered from different kinds of Loan things.
- Advance Against Gold for Agriculture – Dena Bank gives Gold Loans explicitly to agribusiness purposes to ranchers at an excellent development of fervour when separated from gold advances given for different occupations. They are given astounding offers and you have to give the bank Land verification to which you are taking the Loan.
Dena Bank Gold Loan EMI Calculator
Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00%
17008
8652
4477
3088
8.00%
17058
8699
4523
3134
8.50%
17082
8722
4546
3157
9.00%
17107
8745
4568
3180
9.50%
17131
8678
4591
3203
10.00%
17156
8791
4614
3227
10.50%
17181
8815
4637
3250
11.00%
17205
8838
4661
3274
11.50%
17230
8861
4684
3298
12.00%
17254
8885
4707
3321
12.50%
17279
8908
4731
3345
13.00%
17304
8932
4754
3369
13.50%
17329
8955
4778
3393
14.00%
17354
8979
4801
3418
14.50%
17378
9002
4825
3442
15.00%
17403
9026
4845
3466
How to Pay Your Dena Gold Loan EMI?
Your Dena Bank gold advancement can be reimbursed in going in three particular ways.
- Standing Instruction (SI): If you are a current record holder with Dena Bank, Standing Instruction is the most dependable procedure for pay. Your EMI whole will be attributed thusly towards the month’s conclusion to the month’s time range from the Dena Bank account you show.
- Electronic Clearing Service (ECS): This program can be applied in case you have a non- Dena Bank record and may require your EMIs to be charged subsequently near the uttermost furthest reaches of the month to month cycle from this record.
- Post-Dated Checks (PDC): You can present post-dated EMI examinations from a non-Dena Bank announcement at your closest Dena Bank Loan Center. Another transformation of PDCs should be presented immediately. It will be extraordinary if you note Post Dated Checks will be assembled non-ECS states as they say.
Dena Bank Gold Loan Contact Number
Call 9878981144 and get second assistance and support for your Dena Bank Gold Loan. You can know the best proposition on Gold Loan available from all the Dena Bank Branches all through the country to benefit the best course of action fitting to your necessities.
Gold Ornaments Accepted by Dena Bank
Gold Jewelry: For instance, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc these are recognized by DCB Bank for benefitting a Gold Loan.
Quality: The idea of gold should be between 18 Carat to 22 Carat. Any gold managing which is 24 Carat, can’t be used for benefitting a gold credit.
Use of Dena Bank Gold Loan
The favourable circumstances made sure about by benefitting the Dena Bank Gold Loan association can be utilized for several reasons, for example,
- To support the unequivocal hypothesis, for example, marriage, climbing, a touch of cutting edge training cost parcels, and so forth.
- For all your propelling necessities, for example, buying new deftly, making publicizing, and so., using a loan association is accessible.
- You can other than benefit by a Gold Loan for green thoughts. The bank gives lower costs of energy for Gold Loans that are used for creating or related undertakings.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.00% – 14.50% |
|
| 7.00% – 16.10% | |
| Muthoot Finance Gold Loan |
7.00% – 24.00% |
| 7.00% – 17.00% | |
| Manappuram Gold Loan |
7.00% – 26.00% |
| 7.00% – 15.99% | |
| Bank of India Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| IIFL Gold Loan |
7.00% – 12.00% |
| 7.00% – 14.65% | |
|
7.00% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.00% – 10.45% |
| 7.00% – 15.75% | |
| PNB Gold Loan |
7.00% – 11.75% |
| 7.00% – 26% | |
| SBI Gold Loan |
7.00% – 15.99% |
| 7.00% – 15.99% | |
| UCO Bank Gold Loan |
7.00% – 26.00% |
| 7.00% – 13.50% | |
| Syndicate Bank Gold Loan |
7.00% – 12.00% |
FAQs About Dena Bank Gold Loan
- What is Dena Bank Gold Loan?
Dena Bank Gold Loan is a credit against a gold plan that accompanies the most extreme financing of 75% of the absolute market estimation of your gold. The advance sum can be utilized for all your own and business needs
- How can I get the Gold Loan from Dena Bank?
You can get Dena Bank Gold Loan by visiting any of the gold advancement responsibilities parts of Dena Bank or you can apply online with bookmyloan from the solace of your home and get the best approaches and offers. Dena Bank is one of the chief banks in India that gives Gold Loan association.
- What is Gold Loan Interest Rate in Dena Bank?
The Gold Loan Interest Rate in Dena Bank is 7.0% per annum.
- How much Gold Loan can I get per gram in Dena Bank?
The per gram Gold Loan in Dena Bank that you can get relies on the faultlessness of your gold. Dena Bank perceives gold of flawlessness between 18 carats to 22 carats to give a Gold Loan. You would be able to benefit up to ₹ 5,268 for each gram in Dena Bank Gold Loan.
- How to check Gold Loan status in Dena Bank?
To check your Dena Bank Gold Loan status you should simply visit the Dena Bank Loan Status Tracker site page and fill in your subtleties in the structure given. You can undoubtedly follow the status of your advancement from any place and stay strengthened.
- How to calculate Gold Loan Interest in Dena Bank?
You can ascertain the fervour on your Dena Bank Gold Loan utilizing EMI Calculator which gives you cautious totals dependent on the data you go into the investigator.
- How to Pay Dena Bank Gold Loan Interest Online?
You can pay the Dena Bank Gold Loan premium online through net contingent on the authority Dena Bank advance reimbursement page or obviously, you can in like way reimburse your Dena Bank Gold Loan on Paytm utilizing your upheld divide framework.
- What if I can’t pay the interest on Dena Gold Loan for 3 months?
In the event that you don’t pay your Dena Bank Gold Loan for 3 months, the bank will shape the beginning to assist you with reviewing your forthcoming responsibility. In the event that the part demands go unheard, a force veritable admonition is sent referencing the reimbursement and finish of the turn of events. Defaulting on your Gold Loan accomplishes a reduction of your FICO examination furthermore makes you focused on confronting genuine activities by the bank including the seizure and offer of your gold.
- How can I apply for EMI Moratorium on Dena Gold Loan?
You can apply for EMI Moratorium on Dena Bank Gold Loan now between first March and 31st August 2020 and must be finished by showing up at the Bank client care or visiting the closest Dena Bank office.