Chaitanya Godavari Grameena Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Chaitanya Godavari Grameena Bank Gold Loan Key Features

CGGB Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Chaitanya Godavari Grameena Bank Gold Loan Interest Rate 7.0% per annum
Chaitanya Godavari Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
CGGB Gold Processing Fee 1.50% of the Principal Loan Amount
CGGB Gold Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
CGGB Gold Repayment Tenure 3 Months to 24 Months
CGGB Gold Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Chaitanya Godavari Grameena Bank Gold Loan

  • Quick Process: Chaitanya Godavari Grameena Bank Gold Loan is approval is very quick and easy process. Within an hour, the loan gets passed.
  • Lesser Documents: The documentation process is simple and fewer, important documents are needed for the Chaitanya Godavari Grameena Bank gold loan.
  • Transparent System: The bank tries to be fully transparent to the client; which implies, there are not any hidden charges.
  • Amount of Loan: The minimum amount of loan that Chaitanya Godavari Grameena Bank provides to the customer is Rs. 15000. Also, It can be less than Rs 10000 in rural areas.
  • Safety of Jewellery: One necessary thing to keep in mind is that the bank is accountable entirely for the safety of your gold. Thus, the gold is kept in fireproof protection.
  • Loan Tenure: The tenure of the loan can be within 3 months to 2 years. Henceforth, you can select according to your comfort level.
  • Advantages for Farmers: Chaitanya Godavari Grameena Bank gives some extraordinary proposals for agricultural purposes. That is, the bank offers a slight low Gold loan interest rate for agricultural use.
  • No Debt Burden: There can be circumstances in which a candidate is unable to repay the loan amount in such a case the applicant will not be under obligations as the bank will only confiscate the ornaments.
  • No Income bounds: There are no limitations on the pay or income of the applicant; subsequently, anybody with any income rage can apply for a gold loan.

How Much Gold Loan can I Get through Chaitanya Godavari Grameena Bank Gold Loan:

Chaitanya Godavari Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Chaitanya Godavari Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Chaitanya Godavari Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Chaitanya Godavari Grameena Bank Gold Loan Interest Rate, Fees and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Chaitanya Godavari Grameena Bank Gold Loan:

Life is sometimes loaded with vulnerabilities. Hence you may require cash to adapt up to money related obstacles throughout your life. To overcome this situation, you can get a Gold Loan to battle with the money related emergency. A gold loan is a secured loan. Accordingly the individuals with low CIBIL score can likewise also benefit from this service. Chaitanya Godavari Grameena Bank Gold Loan is outstanding amongst other gold loans in India.

However, There is a ton of money related banking and non-banking organizations that give you a gold advance, yet Chaitanya Godavari Grameena Bank Gold Loan is viewed as the best. It is one of the most presumed and reputed banks in India. Additionally, It is known for its splendid financial administrations.

  • Chaitanya Godavari Grameena Bank Gold Loan Interest Rate is 7.0% per annum
  • Chaitanya Godavari Grameena Bank Gold Loan Per Gram is ₹ 5,268
  • Chaitanya Godavari Grameena Bank Gold Loan Tenure: Up to 24 months
  • Chaitanya Godavari Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Chaitanya Godavari Grameena Bank Gold Loan:

HDFC offers various schemes attached to the Gold Loan product which are listed below:

  • Loan Against Gold – Chaitanya Godavari Grameena Bank gives Gold Loan at lower interest rates important to satisfy anybody’s desperate need of assets for any reason whether individual or expert. The gold loan is a completely secured loan, the bank has no risk in loaning the sum to the lender so it is given at a lower rate of interest when contrasted with different types of Loan items.
  • Loan Against Gold for Agriculture – Chaitanya Godavari Grameena Bank gives Gold Loans explicitly to agricultural purposes to farmers at an uncommon rate of interest when contrasted with gold advances given for different employments. They are given exceptional offers and they have to give the bank land evidences to which they are taking the Loan.

Chaitanya Godavari Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Chaitanya Godavari Grameena Bank Gold Loan EMI?

Your HDFC gold loan interest can be repaid in the following three different ways.

  1. Standing Instruction (SI): If you are a currently an account holder in Chaitanya Godavari Grameena Bank, Standing Instruction is the most reliable method of reimbursement. Your EMI amount will be credited automatically towards the month’s end to month time period from the HDFC Bank account you show.
  2. Electronic Clearing Service (ECS): This method can be utilized if you have a non-Chaitanya Godavari Grameena Bank account and may require your EMIs to be debited consequently close the end of the month to month cycle from this account.
  3. Post-Dated Checks (PDC): You can introduce post-dated EMI analyses from a non-Chaitanya Godavari Grameena Bank statement at your closest Chaitanya Godavari Grameena Bank Loan Center. Another form of PDCs would be presented immediately. It will be great that you note Post Dated Checks will be collected non-ECS states as it were.

Chaitanya Godavari Grameena Bank Gold Loan Contact Number:

Call 9878981144 and get immediate assistance and approval of your Chaitanya Godavari Grameena Bank Gold Loan. You can know the best proposals on Gold Loan available from all the Chaitanya Godavari Grameena Bank branches all through the nation to profit from the best arrangement reasonable to your necessities.

Gold Ornaments Accepted by Chaitanya Godavari Grameena Bank:

  • Gold Jewellery such as Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are acknowledged by HDFC Bank for profiting a Gold Loan.
  • Quality: The quality of gold ought to be between 18 Carat to 22 Carat. Any gold ornament which is 24 Carat, can’t be utilized for profiting a gold advance.

Use of Chaitanya Godavari Grameena Bank Gold Loan:

The assets gained by profiting the Chaitanya Godavari Grameena Bank Gold Loan administration can be utilized for a few purposes, for example,

  • For financing specific speculations, such as, marriage, hill climbing, portion of higher educational cost installments, and so on.
  • For all your marketing necessities, for example, buying new groceries, creating, advertising, and so forth., advance help is accessible.
  • You can furthermore benefit of a Gold Loan for agricultural ideas. The bank gives lower costs of interest for Gold Loans that are used for cultivation or related ventures.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%

FAQs About Chaitanya Godavari Grameena Bank Gold Loan:

  • What is Chaitanya Godavari Grameena Bank Gold Loan?

Chaitanya Godavari Grameena Bank Gold Loan is a plan that you can benefit from, by pressing money related assistance by keeping your gold as insurance security with the bank. It additionally accompanies interest rates on Term Loan, Overdraft, and EMI based advance. Normal Gold Loan disbursal time at Chaitanya Godavari Grameena Bank is only 45 minutes.

  • How can I get the Gold Loan from Chaitanya Godavari Grameena Bank?

You can get Chaitanya Godavari Grameena Bank Gold Loan by visiting any of the gold loan offering part of Chaitanya Godavari Grameena Bankor you can apply online with Dialabank from the solace of your home and get best arrangements and offers. Chaitanya Godavari Grameena Bank is one of the main banks in India that gives Gold Loan services.

  • What is Gold Loan Interest Rate in Chaitanya Godavari Grameena Bank?

The Gold Loan interest rate in Chaitanya Godavari Grameena Bank is 7.0% per annum. The rate of interest relies on various variables, specifically: loan amount, loan tenure, purity of gold, and relationship with Chaitanya Godavari Grameena Bank.

  • How much Gold Loan can I get per gram in Chaitanya Godavari Grameena Bank?

The per gram Gold Loan in Chaitanya Godavari Grameena Bank that you can get relies upon the virtue of your gold. Chaitanya Godavari Grameena Bank acknowledges gold of purity between 18 carats to 22 carats to approve a Gold Loan. You can avail up to ₹ 5,268 Per Gram in Chaitanya Godavari Grameena Bank Gold Loan.

  • How to check Gold Loan status in Chaitanya Godavari Grameena Bank?

So as to check your Chaitanya Godavari Grameena Bank Gold Loan status you should simply visit the Chaitanya Godavari Grameena Bank Loan Status Tracker site page and fill in your details in the structure given. You can effortlessly track the status of your credit from anyplace and stay refreshed.

  • How to calculate Gold Loan Interest in Chaitanya Godavari Grameena Bank?

You can figure out the interest on your Chaitanya Godavari Grameena Bank Gold Loan utilizing Dialabank’s EMI Calculator which gives you precise sums dependent on the data you enter into the calculator.

  • How to Pay Chaitanya Godavari Grameena Bank Gold Loan Interest Online?

You can pay Chaitanya Godavari Grameena Bank Gold Loan interest online through net banking on the official Chaitanya Godavari Grameena Bank loan repayment web page or alternatively, you can also repay your Chaitanya Godavari Grameena Bank Gold Loan on Paytm using your favored installment strategy.

  • What if I can’t pay the interest on Chaitanya Godavari Grameena Bank Gold Loan for 3 months?

On the off chance that you don’t pay your Chaitanya Godavari Grameena Bank Gold Loan for 3 months, the bank will from the start help you to remember your pending dues. In the event that the installment demands go unheard an authority legitimate notification is sent requesting the reimbursement and conclusion of the advance. Defaulting on your Gold Loan brings about an abatement of your financial assessment and furthermore makes you at risk to confront lawful activities by the bank including reallocation and sale of your gold.

  • How can I apply for EMI Moratorium on Chaitanya Godavari Grameena Bank Gold Loan?

You can apply for EMI Moratorium on Chaitanya Godavari Grameena Bank Gold Loan now between 1st March and 31st August 2020 and must be finished by reaching the Bank customer care or visiting the closest Chaitanya Godavari Grameena Bank branch.