Andhra Pragathi Grameena Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Andhra Pragathi Grameena Bank Gold Loan Key Features

APGB Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
APGB Gold Loan Interest Rate 7.0% per annum
APGB Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
APGB Gold Loan Processing Fee 1.50% of the Principal Loan Amount
APGB Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
APGB Gold Loan Repayment Tenure 3 Months to 24 Months
APGB Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Andhra Pragathi Grameena Bank Gold Loan

1. Speedy Process: You can take a Gold Loan from Andhra Pragathi Grameena Bank simply and rapidly without any complications. The loan gets accepted in an hour.

2. Less Documents: The documentation process is straight here; less documents are required for the gold loan in Andhra Pragathi Grameena Bank.

3. Transparent System: The Andhra Pragathi Grameena Bank offers full transparency to their client; and that is, there are no hidden charges.

4. Amount of Loan: The smallest amount of loan that Andhra Pragathi Grameena Bank can provide to their client is Rs. 15,000. Also, it can be less than Rs 10,000 in rural zones.

5. Safety of Jewelry: One important thing to note is that the bank takes the whole concern for the security of your gold. Henceforth, they kept the gold in fire-resistant protection.

6. Loan Tenure: The tenure of the Gold loan in Andhra Pragathi Grameena Bank can be from 3 months to 2 years. After this, you can hand-pick your comforts accordingly.

7. Benefits for Farmers: Andhra Pragathi Grameena bank provides some special offers for farming purposes. Andhra Pragathi Grameen Bank offers a minor Gold Loan interest rate for farming purpose.

8. No Debt Problem: There can be conditions like in which if an applicant is not be able to repay the amount of loan, in that case the applicant will not be under any debts as the bank will only seize the applicant’s ornaments.

9. No Income boundaries: There are no boundaries on the salary or income of the applicant; hence, anyone with any salary range can apply for a gold loan in Andhra Pragathi Grameena Bank.

How Much Gold Loan can I Get through Andhra Pragathi Grameena Bank Gold Loan

Andhra Pragathi Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Andhra Pragathi Grameena Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Andhra Pragathi Grameeena Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Andhra Pragathi Grameena Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Andhra Pragathi Grameena Bank Gold Loan

Life is full of complications and worries. Thus, you may need cash to handle the financial problems in your life. In that case, you can get a Gold Loan from Andhra Pragathi Grameena Bank to fight with the economic crisis. A gold loan is a safe loan. So, the people with low CIBIL score can also simply apply for this service. Andhra Pragathi Grameena Bank Gold Loan is one of the best gold loans in India.

However, there are a lot of financial banking and non-banking corporations that may provide you with the gold loan, but Andhra Pragathi Grameena Bank Gold Loan is considered the best. Andhra Pragathi Grameena Bank was established in the year of 2006. It is one of the most reputed and consistent banks in India. Also, it is known for its brilliant financial facilities. Here the transactions are very safe.

  1. Andhra Pragathi Grameena Bank Gold Loan Interest Rate is 7.0% per annum
  2. Andhra Pragathi Grameena Bank Gold Loan Per Gram is ₹ 5,268
  3. Andhra Pragathi Grameena Gold Loan Tenure: Up to 24 months
  4. Andhra Pragathi Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Andhra Pragathi Grameena Bank Gold Loan

Andhra Pragathi Grameena Bank delivers some plans associated to the Gold Loan item which are listed below:

  1. Loan Against Gold – Andhra Pragathi Grameena Bank gives Gold Loan at interesting steps important to satisfy anybody’s critical need of assets for any reason whether individual or expert. The gold credit is an entirely made sure about type of loans and then, the bank has no risk in lending the sum to the candidate so it is given at a slower step of premium when associated with different types of Loan items.
  2. Loan Against Gold for Agriculture – Andhra Pragathi Grameena Bank gives Gold Loans clearly to farming industry purposes to farmers at an infrequent step of enthusiasm when compared with gold loans given for different employments. They are given special proposals and while taking the loan you have to give the bank your Land evidence.

Andhra Pragathi Grameena Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Andhra Pragathi Grameena Bank Gold Loan EMI?

Standing Instruction (SI): If you are a current account holder with Andhra Pragathi Grameena Bank, Standing Instruction is the utmost reliable process to pay. Your EMI amount will be credited naturally towards the month’s end to month time frame from the Andhra Pragathi Grameena Bank account you show.

Electronic Clearing Service (ECS): The program can be applied in the incident that you have a non-Andhra Pragathi Grameena Bank account and may need your EMIs to be charged thusly close to the utmost limit of the month to month cycle from this record.

Post-Dated Checks (PDC): You can present post-dated EMI inquiries from a non-Andhra Pragathi Grameena Bank account at your nearest Andhra Pragathi Grameena Bank Loan Centre. Another method of PDCs should be presented in a right away. It will be great in the incident that you note Post Dated Checks will be collected non-ECS states figuratively speaking.

Andhra Pragathi Grameena Bank Gold Loan Contact Number

Call on 9878981144 and get immediate help and approval for your Andhra Pradesh Grameena Vikas Bank Gold Loan services. You can know the best offers on Gold Loan available from all the Andhra Pragathi Grameena Bank Branches in all over the nation to avail the best deal suitable according to your necessities.

Gold Ornaments Accepted by Andhra Pragathi Grameena Bank

  1. Gold Jewelry like Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are accepted by Andhra Pragathi Grameena Bank for availing a Gold Loan.
  2.  Quality: The quality of gold must be between 18 Carat to 22 Carat. Any gold jewelry which is 24 Carat, cannot be used for availing a gold loan.

Use of Andhra Pragathi Grameena Bank Gold Loan

The funds settled by availing the Andhra Pragathi Grameena Bank Gold Loan facility can be used for various purposes like:

  1. To fund any particular investments such as marriage, hiking, instalment of higher education expenditures, etc.
  2. For all your marketing necessities, such as purchasing new supply, developing marketing, etc., loan service is available.
  3. You can also apply for Gold Loan for agricultural ideas. The bank gives lower charges of interest for Gold Loans that are used for agricultural or linked projects.

FAQs About Andhra Pragathi Grameena Bank

1.    What is Andhra Pragathi Grameena Bank Gold Loan?

Andhra Pragathi Grameena Bank Gold Loan is a loan scheme that you can apply for urgent financial help by keeping your gold as security with the bank. It also comes with good interest rates on Term Loan, Overdraft, and EMI based loan. Usual Gold Loan disbursement time at Andhra Pragathi Grameena Bank, is just 45 minutes.

2.    How can I get the Gold Loan from Andhra Pragathi Grameena Bank?

You can effortlessly get the Andhra Pragathi Grameena Bank Gold Loan by visiting any of the gold loan offering branch of Andhra Pragathi Grameena or you can apply online with Dialabank by just sitting at your home and get best deals and offers. Andhra Pragathi Grameena Bank is one of the leading banks in India that provides Gold Loan features.
3.    What is Gold Loan Interest Rate in Andhra Pragathi Grameena Bank?

The Gold Loan interest rate in Andhra Pragathi Grameena is 7.0% per annum. The rate of interest be subject to a number of factors, namely: loan amount, loan tenure, purity of gold, and relationship with Andhra Pragathi Grameena bank.

4.    How much Gold Loan can I get per gram in Andhra Pragathi Grameena Bank?

The per gram Gold Loan in Andhra Pragathi Grameena Bank that you can get depends on the purity of your gold. Andhra Pragathi Grameena Bank agree to take gold of purity between 18 carats to 22 carats to offer a Gold Loan. You can get up to ₹ 5,268 Per Gram in Andhra Pragathi Grameena Bank Gold Loan

5.    How to check Gold Loan status in Andhra Pragathi Grameena Bank?

In order to check your Andhra Pragathi Grameena Bank Gold Loan status all, you need to do is, visit the Andhra Pragathi Grameena Bank Loan Status Tracker web page and fill your details in the form given there and you can track the status effortlessly of your loan from any place and stay updated.

6.    How to calculate Gold Loan Interest in Andhra Pragathi Grameena Bank?

You can calculate the interest on your Andhra Pragathi Grameena Bank Gold Loan using Dialabank’s EMI Calculator which gives you correct amounts based on the information you enter into the calculator.

7.    How to Pay Andhra Pragathi Grameena Bank Gold Loan Interest Online?

You can pay Andhra Pragathi Grameena Bank Gold Loan interest online thru net banking on the authorized Andhra Pradesh Pragathi Grameena Bank loan refund web page or else, you can also refund your Andhra Pragathi Grameena Bank Gold Loan on Paytm using your preferred payment process.

8.    What if I can’t pay the interest on Andhra Pragathi Grameena Gold Loan for 3 months?

If you will not pay your Andhra Pragathi Grameena Bank Gold Loan for 3 months, firstly the bank will remind you of your incomplete dues. And after that If the payment requests go unseen an official legal notice is sent demanding the repayment and to finish of the loan. Non-payment on your Gold Loan will lead to a reduction of your credit score and also makes you liable to face legal actions by the bank including seizure and sale of your gold.

9.    How can I apply for EMI Moratorium on Andhra Pragathi Grameena Gold Loan?

You can apply for EMI Moratorium on Andhra Pragathi Grameena Bank Gold Loan now between 1st March and 31st August 2020 and has to be done by contacting the Bank’s customer care or by visiting the nearest Andhra Pragathi Grameena Bank branch.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.00% – 14.50%

ICICI Gold Loan

7.00% – 16.10%
Muthoot Finance Gold Loan

7.00% – 24.00%

Axis Bank Gold Loan

7.00% – 17.00%
Manappuram Gold Loan

7.00% – 26.00%

Yes Bank Gold Loan

7.00% – 15.99%
Bank of India Gold Loan

7.00% – 26.00%

Federal Bank Gold Loan 

7.00% – 13.50%
IIFL Gold Loan

7.00% – 12.00%

Central Bank of India Gold Loan

7.00% – 14.65%

Canara Bank Gold Loan

7.00% – 12.65%

Allahabad Bank Gold Loan

7.00% – 10.45%

Induslnd Bank Gold Loan

7.00% – 15.75%
PNB Gold Loan

7.00% – 11.75%

Bajaj Finance Gold Loan

7.00% – 26%
SBI Gold Loan

7.00% – 15.99%

Indian Bank Gold Loan

7.00% – 15.99%
UCO Bank Gold Loan

7.00% – 26.00%

Kotak Mahindra Bank Gold Loan

7.00% – 13.50%
Syndicate Bank Gold Loan

7.00% – 12.00%